Patents Assigned to BillGO, Inc.
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Publication number: 20240345867Abstract: Transaction scheduling is described for a user data cache by assessing update criteria. In one example an event records memory stores a list of events each corresponding to performance of a transaction at a remote resource for a user. The memory has criteria for each event and a criterion value for each criterion and event combination. An event manager assesses criteria for each event by performing an operation on the stored criterion value for each criterion and event combination, assigning a score for each criterion and event combination, and compiling the assigned scores to generate a composite score for each event. The events are ordered based on the respective composite scores and executed in the ordered sequence by performing a corresponding transaction at remote resource. Updated criterion values are stored for executed events.Type: ApplicationFiled: December 22, 2023Publication date: October 17, 2024Applicant: BILLGO, INC.Inventors: Stephen Ryan Gordon, Terry Lentz, JR., Kalyanaraman Ganesan, Richard Yiu-Sai Chung
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Patent number: 11853791Abstract: Transaction scheduling is described for a user data cache by assessing update criteria. In one example an event records memory stores a list of events each corresponding to performance of a transaction at a remote resource for a user. The memory has criteria for each event and a criterion value for each criterion and event combination. An event manager assesses criteria for each event by performing an operation on the stored criterion value for each criterion and event combination, assigning a score for each criterion and event combination, and compiling the assigned scores to generate a composite score for each event. The events are ordered based on the respective composite scores and executed in the ordered sequence by performing a corresponding transaction at remote resource. Updated criterion values are stored for executed events.Type: GrantFiled: February 8, 2021Date of Patent: December 26, 2023Assignee: BILLGO, INC.Inventors: Stephen Ryan Gordon, Terry Lentz, Jr., Kalyanaraman Ganesan, Richard Yiu-Sai Chung
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Publication number: 20230185610Abstract: Aspects of the present disclosure relate to electronic communication and transaction processing. In examples, for example where multiple senders each send an electronic communication indicating a resource for transfer to a recipient, a transaction platform may process such electronic communications to generate transaction information therefrom. Transaction entries associated with the recipient may be generated based on the transaction information, which may be presented to the recipient accordingly. In examples, the transaction platform may automatically process a transaction for one or more resources associated with a communication, such that the recipient need not manually review and manage the communications. In some instances, the transaction platform may combine multiple transaction entries, such that multiple such transactions can be presented and/or processed together, thereby further simplifying resource acquisition by the recipient.Type: ApplicationFiled: December 9, 2021Publication date: June 15, 2023Applicant: BILLGO, INC.Inventors: Allison Rae Bast, Cindy L. Gamble-O'Neill, Frederick Charles Mahakian
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Patent number: 11423369Abstract: Described herein are technologies to facilitate online payment of bills to an online merchant while enabling a customer to retain her choices in the contractual relationship. For example, the technology described herein enables the customer to select the funding source of her choice and to modify the contractual relationship in the manner allowed by the online merchant.Type: GrantFiled: November 11, 2017Date of Patent: August 23, 2022Assignee: BillGO, Inc.Inventors: Kelly Lynn Seidl, Daniel W. Holt, Scott M. Miller, Zachary David McAnally, Sara Sisenwein
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Publication number: 20210406059Abstract: Transaction scheduling is described for a user data cache by assessing update criteria. In one example an event records memory stores a list of events each corresponding to performance of a transaction at a remote resource for a user. The memory has criteria for each event and a criterion value for each criterion and event combination. An event manager assesses criteria for each event by performing an operation on the stored criterion value for each criterion and event combination, assigning a score for each criterion and event combination, and compiling the assigned scores to generate a composite score for each event. The events are ordered based on the respective composite scores and executed in the ordered sequence by performing a corresponding transaction at remote resource. Updated criterion values are stored for executed events.Type: ApplicationFiled: February 8, 2021Publication date: December 30, 2021Applicant: BILLGO, INC.Inventors: Stephen Ryan Gordon, Terry Lentz, JR., Kalyanaraman Ganesan, Richard Yiu-Sai Chung
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Patent number: 10915354Abstract: Transaction scheduling is described for a user data cache by assessing update criteria. In one example an event records memory stores a list of events each corresponding to performance of a transaction at a remote resource for a user. The memory has criteria for each event and a criterion value for each criterion and event combination. An event manager assesses criteria for each event by performing an operation on the stored criterion value for each criterion and event combination, assigning a score for each criterion and event combination, and compiling the assigned scores to generate a composite score for each event. The events are ordered based on the respective composite scores and executed in the ordered sequence by performing a corresponding transaction at remote resource. Updated criterion values are stored for executed events.Type: GrantFiled: July 20, 2018Date of Patent: February 9, 2021Assignee: BILLGO, INC.Inventors: Stephen Ryan Gordon, Terry Lentz, Jr., Kalyanaraman Ganesan, Richard Yiu-Sai Chung
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Publication number: 20190012646Abstract: Described herein are technologies to facilitate online payment of bills to an online merchant while enabling a customer to retain her choices in the contractual relationship. For example, the technology described herein enables the customer to select the funding source of her choice and to modify the contractual relationship in the manner allowed by the online merchant.Type: ApplicationFiled: November 11, 2017Publication date: January 10, 2019Applicant: BillGO, Inc.Inventors: Kelly Lynn Seidl, Daniel W. Holt, Scott M. Miller, Zachary David McAnally, Sara Sisenwein