Abstract: The present invention is a system and method for activating financial cards via biometric authentication of an individual presenting the card for activation. Information from the financial card presented for activation is entered into the system and is stored in association with the card presenter's biometric information. Financial card activation is enabled via the biometric system sending the entered financial card information and an authorization of the identity of the card presenter to the card provider for card activation.

Abstract: The present invention is a system and method of conducting refund transactions via electronic transaction records. System user transaction information entered into the system is stored in association with user biometric information. Transaction information is retrieved via user biometric recognition/verification for conducting refund transactions.

Abstract: A system and method of providing employers with an accessible system and convenient method for tracking the work of mobile workers. By obtaining customer biometric data upon the initiation and conclusion of a work session, an employer may ensure that a customer is billed for an appropriate amount of time.

Abstract: A system for authorizing a check cashing transaction between a consumer and a merchant using identity verification based on biometric information. A system comprises a central biometric information database containing biometric and personal identity-verifying data registered therein by a consumer and containing merchant identity-verifying data registered therein by a merchant. The system further comprises a merchant local device having a biometric reader and linked via a network to the central biometric information database. Using the biometric reader, a consumer desiring to cash a check presents biometric data to the central biometric information database via the biometric reader. The central biometric information database provides an electronic comparison of the present biometric data with the biometric data registered by the consumer. If the presented data and the registered data match, an approval signal is transmitted to the merchant local device.