Abstract: The system provides an event driven system that sits between the enterprise ecosystem and the client system. The system creates a bridge between systems that produce actionable information and systems that consume events related to that information. It coordinates data-change events between those internal microservices for the client, providing a simple, well-typed interface for change events that may drive downstream actions in a consuming service. In one embodiment, the system can intercept those messages, decorate them with client-specific configuration data, and send them to the appropriate downstream client systems, all the while tracking the state of events to provide an auditable window into the system. Events are designed to help an appropriately credentialed and authorized consuming system dynamically call the enterprise's API resources in post-processing by providing relative linking as an out-of-the-box attribute of the event messages.
Abstract: The system provides a method of storing the financial data of a consumer in a lockbox on a blockchain. The financial data is written to a lockbox by a writer (e.g. credit bureau, financial institution, data provider). The data is read by a reader (e.g. lender, investor, and the like). The blockchain technology provides security and auditing so that the information can be trusted, and any modifications can be identified and confirmed. The lockbox comprises a smart contract and SMPC group participants.
Type:
Application
Filed:
January 22, 2019
Publication date:
July 25, 2019
Applicant:
Blend Labs, Inc.
Inventors:
Michael Yu, Eugene Marinelli, Nima Ghamsari