Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
Type:
Application
Filed:
April 3, 2001
Publication date:
December 26, 2002
Applicant:
Bottomline Technologies, Inc.
Inventors:
Keith Ludwig, David Armand Bennett, Gregory Ernest Park
Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
Type:
Application
Filed:
April 3, 2001
Publication date:
December 26, 2002
Applicant:
Bottomline Technologies, Inc.
Inventors:
Keith Ludwig, David Armand Bennett, Gregory Ernest Park
Abstract: A remittance delivery system is provided that that accepts payment information from a variety of applications (e.g. vendor payments, taxes, claims, payroll, T&E, commissions, trust, etc.), translates the data into a single, unified data file structure, and forwards the remittance data via a user-defined path, for example, email, fax, print, internet, etc. Accordingly, the preferred embodiment of the present invention provides a remittance delivery system comprising a file integration engine is provided for receiving payment data including remittance data in a one of a plurality of data formats and translating and formatting the payment data into a single, pre-defined data format. In addition, a remittance generating engine is provided for receiving the pre-defined data and for forwarding remittance data to at least one remittance recipient.
Type:
Grant
Filed:
December 30, 1998
Date of Patent:
April 24, 2001
Assignee:
Bottomline Technologies, Inc.
Inventors:
Daniel M. McGurl, Margaret O'Toole, Helmar Herman
Abstract: A computerized payment disbursement system and method are provided. One embodiment of the method of the present invention includes storing in a computer database user-defined payment disbursement criteria associated with a plurality of types of disbursement transactions. At least one payment disbursement request corresponding to one of the plurality of types is received. At least one payment disbursement is generated based upon the criteria and the request by automatically determining which of the plurality of types corresponds to the request and automatically selecting from the storage means the disbursement criteria associated with that disbursement type.
Type:
Grant
Filed:
July 25, 1995
Date of Patent:
April 6, 1999
Assignee:
Bottomline Technologies, Inc.
Inventors:
Daniel M. McGurl, Margaret O'Toole, Helmar Herman, James L. Loomis