Patents Assigned to Bottomline Technologies Sarl
  • Method of international cash management using machine learning
    Publication number: 20220414762
    Abstract: A method and apparatus for improving the management of cash and liquidity of an organization utilizing a plurality of currency accounts is described. The improvements optimize the interest earnings for the cash balances in each currency account, and minimizes the expenses related to funding the currency accounts. Machine learning techniques are incorporated to forecast payments, receipts, interest rates and currency exchange rates, and then cash is transferred or borrowed or loaned to fund the payments and utilize available cash.
    Type: Application
    Filed: September 2, 2022
    Publication date: December 29, 2022
    Applicant: Bottomline Technologies Sarl
    Inventor: Edouard Joliveau
  • International cash management software using machine learning
    Patent number: 11532040
    Abstract: A method and apparatus for improving the management of cash and liquidity of an organization utilizing a plurality of currency accounts is described. The improvements optimize the interest earnings for the cash balances in each currency account, and minimizes the expenses related to funding the currency accounts. Machine learning techniques are incorporated to forecast payments, receipts, interest rates and currency exchange rates, and then cash is transferred or borrowed or loaned to fund the payments and utilize available cash.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: December 20, 2022
    Assignee: Bottomline Technologies Sarl
    Inventor: Edouard Joliveau
  • international cash management software using machine learning
    Publication number: 20210142399
    Abstract: A method and apparatus for improving the management of cash and liquidity of an organization utilizing a plurality of currency accounts is described. The improvements optimize the interest earnings for the cash balances in each currency account, and minimizes the expenses related to funding the currency accounts. Machine learning techniques are incorporated to forecast payments, receipts, interest rates and currency exchange rates, and then cash is transferred or borrowed or loaned to fund the payments and utilize available cash.
    Type: Application
    Filed: November 12, 2019
    Publication date: May 13, 2021
    Applicant: Bottomline Technologies Sarl
    Inventor: Edouard Joliveau