Abstract: An automated invoice management system includes a network circuit for communicating over a frame switched network with each of the plurality of participating systems. A transaction management engine comprises means for establishing a secure session with a receiving system and with a first participating system through the network circuit, means for receiving an evaluation parameter set from the receiving system, means for receiving an import electronic transaction file from the first participating system, and means for providing an export electronic transaction file to the receiving system. The export file comprises the plurality of data element values and comprises an message that corresponds to a result of an evaluation engine calculating the result of applying the evaluation parameter to the data element values.

Abstract: An automated invoice management system includes a network circuit for communicating over a frame switched network with each of the plurality of participating systems. A transaction management engine comprises means for establishing a secure session with a receiving system and with a first participating system through the network circuit, means for receiving a quantitative evaluation parameter set from the receiving system, means for receiving an import electronic transaction file from the first participating system, and means for providing an export electronic transaction file to the receiving system. The export file comprises the plurality of data element values and comprises a message that includes a resultant value calculated by applying the quantitative evaluation parameter to the data element values.

Abstract: An automated invoice management system includes a network circuit for communicating over a frame switched network with each of the plurality of participating systems. A transaction management engine comprises means for establishing a secure session with a receiving system and with a first participating system through the network circuit, means for receiving an evaluation parameter set from the receiving system, means for receiving an import electronic transaction file from the first participating system, and means for providing an export electronic transaction file to the receiving system. The export file comprises the plurality of data element values and comprises an message that corresponds to a result of an evaluation engine calculating the result of applying the evaluation parameter to the data element values.

Abstract: An automated invoice management system includes an unattended interface module and an invoice management server that automatically exchange invoice files over the Internet between a local network that is associated with the interface module and the invoice management server. The exchange comprises establishing a secure session between the interface module and the invoice management server and transferring the invoice files over the secure session between the invoice management server and a directory location on the local network that is a directory location identified by the invoice management server to the interface module.

Abstract: An automated invoice management system includes a network circuit for communicating invoice transactions with a plurality of client systems. The automated invoice management system receives an import invoice transaction compliant with a first client transaction definition from a first client system. The import invoice transaction identifies a second client system using values that are recognized by the first client system. The import invoice transaction is translated to a normalized invoice transaction and the normalized transaction is translated to an export invoice transaction compliant with a second client transaction definition. The first client system is identified in the export invoice transaction using values recognized by the second client system.

Abstract: An electronic bill presentment and payment system comprises a billing database for storing billing data representing amounts payable to a billing client from a paying client. An application server receives a plurality of instruction files, each representing a transaction for reading or manipulating billing data, performing the transaction utilizing data included in the instruction file, and providing a data response file complying with a predetermined format. A presentation server is coupled to the application server and includes a document database. The document database includes a plurality of document style sheets, each for presenting response data in a predetermined document format corresponding to one of the clients. The presentation server receives the response file and generates a client document utilizing data extracted from the response file and the document style sheet corresponding to the client.

Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.

Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.

Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.

Abstract: An electronic bill presentment and payment system for presenting an invoice of a vendor to a customer comprises a billing database for storing an invoice file. The invoice file comprises a line value representing an amount payable by the customer for a product provided by the vendor, a tax value representing an amount payable as a tax on the product, and a fee value representing an amount payable as a fee on the product. An application server provides for receiving a request to adjust the line value from the customer, providing instructions to replace the line value with an adjusted line value, calculating an adjusted tax value and an adjusted fee value based on the adjusted line value, and providing instructions to replace the tax value with the adjusted tax value. Where appropriate, flat fee adjustments are also made.

Abstract: An electronic bill presentment and payment system for presenting an invoice of a vendor to a customer comprises a billing database for storing an invoice file. The invoice file comprises a line value representing an amount payable by the customer for a product provided by the vendor, a tax value representing an amount payable as a tax on the product, and a fee value representing an amount payable as a fee on the product. An application server provides for receiving a request to adjust the line value from the customer, providing instructions to replace the line value with an adjusted line value, calculating an adjusted tax value and an adjusted fee value based on the adjusted line value, and providing instructions to replace the tax value with the adjusted tax value.

Abstract: An automated invoice management system includes a network circuit for communicating invoice transactions with a plurality of client systems. The automated invoice management system receives an import invoice transaction compliant with a first client transaction definition from a first client system. The import invoice transaction identifies a second client system using values that are recognized by the first client system. The import invoice transaction is translated to a normalized invoice transaction and the normalized transaction is translated to an export invoice transaction compliant with a second client transaction definition. The first client system is identified in the export invoice transaction using values recognized by the second client system.

Abstract: An automated invoice management system includes a network circuit for communicating invoice transactions with a plurality of client systems. The automated invoice management system receives an import invoice transaction compliant with a first client transaction definition from a first client system. The import invoice transaction identifies a second client system and amounts due from a second client system associated with the second client. The import invoice transaction is translated to a normalized invoice transaction and the normalized transaction is translated to an export invoice transaction compliant with a second client transaction definition.

Abstract: A remittance delivery system is provided that that accepts payment information from a variety of applications (e.g. vendor payments, taxes, claims, payroll, T&E, commissions, trust, etc.), translates the data into a single, unified data file structure, and forwards the remittance data via a user-defined path, for example, email, fax, print, internet, etc. Accordingly, the preferred embodiment of the present invention provides a remittance delivery system comprising a file integration engine is provided for receiving payment data including remittance data in a one of a plurality of data formats and translating and formatting the payment data into a single, pre-defined data format. In addition, a remittance generating engine is provided for receiving the pre-defined data and for forwarding remittance data to at least one remittance recipient.

Abstract: A computerized payment disbursement system and method are provided. One embodiment of the method of the present invention includes storing in a computer database user-defined payment disbursement criteria associated with a plurality of types of disbursement transactions. At least one payment disbursement request corresponding to one of the plurality of types is received. At least one payment disbursement is generated based upon the criteria and the request by automatically determining which of the plurality of types corresponds to the request and automatically selecting from the storage means the disbursement criteria associated with that disbursement type.