Abstract: A method for delivering targeted promotional announcements comprising: associating a financial card account with a subscriber; receiving an instruction to connect a call from the subscriber to a called party; selecting a promotional announcement from a plurality of promotional announcements based on information derived from the financial card account; delivering the promotional announcement to the subscriber; and connecting the subscriber to the called party.

Abstract: A method for delivering an announcement in a telecommunications system comprising: receiving a message including an identity of a calling party; retrieving a customer profile associated with the calling party, wherein the customer profile includes information derived from a financial account associated with the calling party; receiving from the calling party a dialed number associated with a called party; selecting an announcement from a plurality of announcements based on the customer profile; and delivering the announcement to the calling party.