Abstract: A method and system for incorporating textual and audio material into a JPEG file in a manner allowing both a photograph and the textual material to be stored as one unit and transferred as one unit. The textual materials stored in various photograph tag markers which become part of the JPEG file. The JPEG file including the textual material can be transferred to an authorized user who could edit the file based upon password security. The textual materials can appear around any of the borders of the photographs or can be directly embedded into the photograph.