Abstract: Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.
Type:
Grant
Filed:
July 10, 2007
Date of Patent:
December 28, 2010
Assignee:
Canopy Acquisition, LLC
Inventors:
Jeremy J. Blackburn, Vikram A. Kashyap, Anthony T. Banas