Patents Assigned to Capital One Service, LLC
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Patent number: 12217295Abstract: Systems and methods for generating synthetic data are disclosed. A system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions. The instructions may instruct the system to categorize consumer data based on a set of characteristics. The instructions may also instruct the system to receive a first request to generate a first synthetic dataset. The first request may specify a first requirement for at least one of the characteristics. The instructions may further instruct the system to retrieve, from the consumer data, a first subset of the consumer data satisfying the first requirement. The instructions may also instruct the system to provide the first subset of consumer data as input to a data model to generate the first synthetic dataset, and to provide the first synthetic dataset as training data to a machine-learning system.Type: GrantFiled: July 21, 2020Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Anh Truong, Austin Walters, Jeremy Goodsitt
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Patent number: 12217178Abstract: A method for training a neural network model includes generating a training dataset with a plurality of data types and word samples belonging to each data type. A plurality of character strings stored in a plurality of data fields in a first data file are received where the plurality of character strings includes at least one word belonging to at least one data type in the plurality of data types. The at least one word from each of the plurality of character strings in each of the data fields are split and matched to the at least one data type using the neural network model. An ad hoc second data file with a plurality of data vectors is constructed based on a user selection of data field labels where each data vector includes words matched to a data type with a respective data field label.Type: GrantFiled: April 3, 2023Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Galen Rafferty, Reza Farivar, Jeremy Goodsitt, Anh Truong, Austin Walters
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Patent number: 12216533Abstract: A computing system may determine that a change has occurred in a software application or a document object model associated with a software application. The computing system may obtain a current copy of a document object model (DOM) associated with the application and a current screenshot of a screen displaying the application (e.g., in response to determining that the change in the DOM has occurred). If the current copy of the DOM is determined to be similar to the screenshot, the computing system may save storage space by storing the current copy of the DOM and discarding the screenshot. The computing system may store the current copy of the DOM in a memory buffer. The computing system may send the DOM copies or screenshots stored in the memory buffer to the monitoring system, for example, if an error in the application is detected.Type: GrantFiled: January 19, 2024Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Mehulkumar Jayantilal Garnara, Vamsi Kavuri, Soumyajit Ray, Lee Adcock, Santhi Sridharan
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Patent number: 12216790Abstract: Methods and systems of data de-tokenization are described herein to provide solutions to utilizing tokenized data files. A de-tokenization service controller may extract instances of tokenized data by determining a schema associated with a tokenized file, wherein the schema identifies which fields contain tokenized data. A decryption system may decrypt the tokens and send decrypted sensitive values to the de-tokenization service controller. The de-tokenization service controller may then generate a de-tokenized data file comprising a plurality of records corresponding to the plurality of original tokenized records, using the decrypted sensitive values in place of the instances of tokenized data. In some embodiments, the methods may further comprise generating a validated file by adding one or more fields indicating the results of validation based on a set of validation rules.Type: GrantFiled: March 21, 2024Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Naveen Teja Koduru, Kishore Doppalapudi, Siva Vegesana
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Patent number: 12217522Abstract: A device may receive a target document. The device may segment the target document into multiple segments. The device may determine, for each segment of the multiple segments, a set of color parameters for a corresponding set of pixels included in that segment. The device may determine, for each segment of the multiple segments, an average color parameter for that segment based on the set of color parameters for the corresponding set of pixels included in that segment. The device may generate a target color profile for the target document based on determining the average color parameter for each segment. The device may compare the target color profile and a model color profile associated with classifying the target document. The device may classify the target document based on comparing the target color profile and the model color profile.Type: GrantFiled: May 20, 2022Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventor: Thomas Sickert
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Patent number: 12217046Abstract: In some implementations, a system may receive, in a state event store, a deployment state event notification based on deployment of a new event consumer in the system. An old event consumer of the system may retrieve the deployment state event notification from the state event store. The system may deactivate an old event consumer based on retrieving the deployment state event notification, wherein the old event consumer refrains from processing topic event notifications after deactivation and continues to monitor the state event store for state event notifications. The old event consumer may publish a deactivation state event notification to the state event store based on deactivating the old event consumer. The new event consumer may retrieve the deactivation state event notification from the state event store. The system may activate the new event consumer based on retrieving the deactivation state event notification.Type: GrantFiled: May 16, 2023Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventor: Sunil Kaitha
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Patent number: 12218930Abstract: Systems and methods for successively executing an operation over multiple communication networks. In some aspects, the system obtains first access information received from a physical token and generates an operation related to an aggregated virtual container. The system determines a first communication network from the first access information and transmits, via the first communication network, the operation associated with the aggregated virtual container. If the operation was not transmitted successfully via the first communication network, the system obtains second access information received from the physical token, determines a second communication network from the second access information, and transmits, via the second communication network, the operation associated with the aggregated virtual container. If the operation was transmitted successfully via the second communication network, the system generates for display a notification that the operation has been executed.Type: GrantFiled: October 4, 2022Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Lawrence Douglas, Jeffrey Rule, Jackson Macomber
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Patent number: 12216640Abstract: Displaying visual indications of one or more files that are associated with a file being viewed via an augmented reality headset may be facilitated. In some embodiments, an image of a file being viewed by a user may be received. The system may determine whether a file is associated with a first error indicating an inconsistency between the file and one or more other files related to the file. Based on determining that the file is associated with the first error, the system may retrieve, based on one or more file identifiers corresponding to the one or more other files, one or more other files associated with the inconsistency. The system may then generate for display (i) a visual indicator indicating the first error and (ii) one or more visual indications of the one or more other files associated with the inconsistency.Type: GrantFiled: February 1, 2023Date of Patent: February 4, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Samuel Rapowitz, John Jones, Michael Gaba
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Patent number: 12218933Abstract: In some implementations, a server may receive, from a first user device, a request to use an encrypted representation of a digital representation of a physical identifier (ID) associated with the user. Accordingly, the server may transmit, to a second user device, a prompt associated with validation of the request, and may receive, from the second user device, a response to the prompt. The server may validate the request using the response to the prompt. The server may transmit, to a first remote server, at least a first portion of the encrypted representation with a request to perform a first action associated with the user. The server may additionally transmit, to a second remote server, at least a second portion of the encrypted representation with a request to perform a second action associated with the user.Type: GrantFiled: March 31, 2022Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Abdelkader M'hamed Benkreira, Xiaoguang Zhu, Brendan Way
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Patent number: 12216757Abstract: An authentication system comprises a browser extension and a password manager application. The browser extension can be configured for execution on a first user device. The browser extension can be configured to display a response code and receive a login credential from a server. The response code can comprise a unique session identifier identifying the browser extension and a user browsing session. The password manager application can be configured for execution on a second user device. The second user device can have a scanner configured to scan the response code. The password manager application can be configured to extract the unique session identifier, parse the unique session identifier into session identifier content, send a portion of the session identifier content to the server, receive an approval from a user of the second user device, and send a notification to the server.Type: GrantFiled: January 29, 2024Date of Patent: February 4, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Rajko Ilincic, Jeffrey Rule
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Patent number: 12219095Abstract: Disclosed herein are system, method, and computer program product embodiments for machine learning systems to process incoming call-center calls based on caller preferences. Text of historical interactive communications of a set of first callers are used to train one or more machine learning models to extract caller preferences. These trained models extract caller preferences for a second caller to generate a customer specific profile. An automated call center assistance system is configured to selectively route, based on the customer specific profile, a current call from the second caller to a call center agent and communicate one or more of the caller preferences for the second caller to the call center agent for consideration in an interactive communication during the current call.Type: GrantFiled: February 8, 2024Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventor: Aysu Ezen Can
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Patent number: 12217259Abstract: The disclosed technology relates to improved user authentication to verify transaction legitimacy. An exemplary system may send a request for a current image to a mobile device associated with a user. The request may include an indication of a requested action to be performed by the user. The system may classify an action depicted in the current image obtained in response to the request. A determination may be made as to whether the depicted action corresponds to the requested action based on the classification. When it does correspond, the system may compare facial feature(s) recognized in obtained past image(s) associated with the user to a facial feature(s) recognized in the current image to determine when the user is depicted in both the past image(s) and the current image. When the user is depicted in both the past image(s) and the current image, the system may allow the transaction to proceed.Type: GrantFiled: October 29, 2021Date of Patent: February 4, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Kaush Kumar, Jennifer Chu, Anand Kumar
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Patent number: 12217250Abstract: In some implementations, a credential device may receive a request to generate a virtual credential from a user device associated with a first unique identifier, wherein the request includes a second unique identifier associated with a terminal to receive the virtual credential. The credential device may generate the virtual credential based on the request and a primary credential associated with the first unique identifier, wherein the virtual credential is associated with the primary credential and valid only for an entity associated with the terminal. The credential device may transmit information associated with the virtual credential to the terminal associated with the second unique identifier.Type: GrantFiled: December 28, 2020Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Jeffrey Carlyle Wieker, Eric Medin, Kaushal Wadhwani
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Patent number: 12218938Abstract: Embodiments disclosed are directed to a system that performs steps to perform enhanced device fingerprinting. The system at least at receives from an application, a plurality of device attributes identifying a client device on which the application is being used. The plurality of device attributes includes a push token provided by a push token service to the client device. The push token is uniquely paired to the client device. The system further transmits, to a device database, the plurality of device attributes for storage in a device profile. The system also transmits, to the application, a push notification based on the push token. The system receives, from the application, a deliverable status indicating whether the push notification was successfully transmitted to the client device, and transmits, to a notification database, the deliverable status for storage in a notification delivery profile. The system can use the information to authenticate a device.Type: GrantFiled: October 13, 2023Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Daniel Alan Jarvis, Patrick Zearfoss, Salman Haq
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Publication number: 20250036332Abstract: Securing printing systems and methods include a printer with a controller coupled to a memory and configured to perform a printer operation. The printer controller receives an instruction comprising a first font element and a second font element. An identifier corresponding to the second font element is retrieved from a memory. The printer generates and prints a graphical character that based on the first font element and an augmented symbol corresponding to the identifier.Type: ApplicationFiled: July 29, 2024Publication date: January 30, 2025Applicant: Capital One Services, LLCInventors: Kevin OSBORN, David Kelly WURMFELD
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Publication number: 20250036806Abstract: A system for interfacing with a decisioning service from a third-party domain. A backend system may receive a request to interface with the decisioning service to generate a prequalification result for a user for a specified product, in response to the actuation of a button included in a third-party web domain rendering a product. The backend system may execute a call on a website of the decisioning service. The backend system may receive the product information from the button. The backend system may generate the website within the third-party domain, including a request for information about the user, in response to executing the call to the website. The backend system may transmit a request for generating prequalification result for the product to the decisioning service. The backend system may receive the prequalification result from the decisioning service.Type: ApplicationFiled: August 5, 2024Publication date: January 30, 2025Applicant: Capital One Services, LLCInventors: Satish KESIBOYANA, Rajaboopathy VIJAYARAGHAVAN, Kush PATEL, Jeffrey ROBERTS, Dustin Ryan NATION, Jonathan DARLING, Venkata Sudharsan DASA
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Publication number: 20250037044Abstract: A method for planning and/or optimizing an in-person trip includes: determining, based on a user interaction between a user and a user device, that the user has an in-person-action intention associated with a particular location; obtaining a list of elements designated by the user for in-person action; identifying at least one entity associated with the particular location; determining at least one location at the at least one entity associated with at least one element on the list; generating directions that indicate a path through the at least one entity and to the at least one location associated with the at least one element; receiving an indication from the user device that the user device has determined that the user has arrived at the at least one entity; and in response to receiving the indication, causing the user device to output the directions.Type: ApplicationFiled: July 26, 2023Publication date: January 30, 2025Applicant: Capital One Services, LLCInventors: Eric SCHULTZ, Mohamed SECK, Joseph SCHOLZ
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Publication number: 20250036543Abstract: Disclosed are methods and systems for orchestrating application performance testing using state machines. For instance, at least a portion of information included in a request to run a performance test on an application may be received, the portion including each component of the application. Each component of the application may be deployed in a performance testing environment, and a script for the performance test may be generated based on one or more application performance metrics associated with the application. The performance test may be generated in accordance with the script and run on the application in the performance testing environment. Upon detecting a completion of the performance test, each component of the application deployed in the performance testing environment may be destroyed.Type: ApplicationFiled: July 28, 2023Publication date: January 30, 2025Applicant: Capital One Services, LLCInventors: Nicholas EFSEAFF, Alexander MISIHOWSKY, Mohan Kumar ARJA, Theodore Timothy JOHN, Nicholas VISALLI, Andrew YOCCA
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Publication number: 20250037071Abstract: A method for dynamically modifying a virtual warehouse is disclosed. The method includes determining a first feature of interest of a virtual object of the virtual warehouse based on a first passive user interaction with the virtual object, generating a first search query based on the determined first feature of interest, identifying one or more first search results that corresponds to the first search query, the one or more first search results including at least one object with at least one feature, modifying the virtual warehouse based on the one or more first search results, and causing a user interface to output the modified virtual warehouse.Type: ApplicationFiled: July 28, 2023Publication date: January 30, 2025Applicant: Capital One Services, LLCInventors: John PHINIZY, Chih-Hsiang CHOW
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Patent number: D1060497Type: GrantFiled: June 1, 2022Date of Patent: February 4, 2025Assignee: Capital One Services, LLCInventors: Phoebe Atkins, Vyjayanthi Vadrevu, Michael Saia