Patents Assigned to Capital One Service, LLC
  • Patent number: 12079342
    Abstract: A device may log update information associated with an operation, wherein the update information identifies one or more changes made to the dataset during the operation and a source of the operation. The device may identify, based on identification information associated with the dataset, a lineage record identifier associated with the dataset. The device may generate a lineage record associated with the operation, wherein the lineage record includes the lineage record identifier and the update information. The device may send a request for validation to an authorized node to validate the lineage record, wherein the authorized node is authorized to access the dataset. The device may store, based on the lineage record being validated by the authorized node, the lineage record in a distributed ledger, wherein the distributed ledger is accessible to a plurality of nodes to enable the plurality of nodes to access the update information.
    Type: Grant
    Filed: May 27, 2022
    Date of Patent: September 3, 2024
    Assignee: Capital One Services, LLC
    Inventors: Anindya Misra, Harshit Krishna
  • Patent number: 12079202
    Abstract: Methods and systems described herein may include processing a change data capture stream in parallel and optimizing the write operations contained in the change data capture stream such that the write operations may be written to a change table in parallel. Processing the change data capture stream may include decoding the transaction data contained in the change data capture stream in parallel. After the transaction data in the change data capture stream has been decoded, the transaction data may be analyzed to identify write operations that write to the same row. Write operations that write to the same row may be merged into a single write operation. The merging of write operations may be performed until each write operation writes to a different row. The write operations may then be written to the change table in parallel.
    Type: Grant
    Filed: December 28, 2021
    Date of Patent: September 3, 2024
    Assignee: Capital One Services, LLC
    Inventors: Behdad Forghani, Aniketh Bothra, Abhijit Chitnis, Aditya Relangi
  • Patent number: 12079412
    Abstract: The present disclosure relates to interactive projection systems. In one implementation, an interactive projection system may include a surface having a plurality of sensors embedded therein, the plurality of sensors configured to detect local pressure disturbance on the surface; a projector configured to project a user interface onto the surface; and at least one processor. The at least one processor may be configured to perform operations, including receiving a detection of a local pressure disturbance from at least one of the plurality of sensors, based on a location of the detected local pressure disturbance, determining a change in the user interface, and transmitting a command to the projector to modify a projected user interface according to the determined change.
    Type: Grant
    Filed: December 14, 2021
    Date of Patent: September 3, 2024
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Micah Price, Jason Richard Hoover
  • Patent number: 12079236
    Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for context development. For instance, a first method may include obtaining first micro-application actor information associated with a first micro-application actor. The first micro-application actor information may include information for workflow rules, and the workflow rules may include data set rules, extract, transform, load (ETL) rules, and functional expressions. The first method may further include obtaining data from data sources based on the data set rules; applying the ETL rules to the obtained data to generate processed data; applying the functional expressions to the processed data to obtain an output; and performing at least one processing action based on the output. A second method may include generating a system component corresponding to a blueprint based on a user request; associating the system component with a domain of a user account; and performing processes associated the system component.
    Type: Grant
    Filed: July 5, 2023
    Date of Patent: September 3, 2024
    Assignee: Capital One Services, LLC
    Inventors: Benjamin Stotts, Tanvi Thakur, Patrick Moore, Gordon Bailey
  • Publication number: 20240289798
    Abstract: Systems and methods to provide secure cryptographic authentication, verification, functionality access, and payments between contactless cards and communication devices are provided. An exemplary communication device includes a system on a chip and generates a communication field, displays a prompt to tap a contactless card on the communication device, reads the contactless card after entry into the communication field, performs an authentication of the contactless card, and after a successful authentication of the contactless card, and performs a payment transaction.
    Type: Application
    Filed: January 9, 2024
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Bob Uni Koshy, Kevin Osborn, Paul Young Moreton, Wayne Lutz, Casey Barrett, Jonathan T. Blocksom
  • Publication number: 20240289444
    Abstract: Systems and methods for preventing blockchain functions associated with malicious entities are disclosed herein. A first blockchain status update may be received from a first authorizing entity. A first counter and a first plurality of authorizing entities can be determined. The first counter and the first plurality of authorizing entities can be updated. The first counter can be compared to a consensus threshold. A first instruction to block requests for communications to the first entity address can be generated. A confirmation of the first instruction can be generated for display.
    Type: Application
    Filed: February 28, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Hazar ALSAHNAWI, Austin ERICKSON, Shannon YOGERST, Dan LIN, John E. JONES, IV, Michael MOSSOBA
  • Publication number: 20240289838
    Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for transition-coded media, measuring engagement of transition-coded media, and distribution of components of transition-coded media. For instance, the method may include: obtaining a media file; determining whether the media file includes transition-coded media; in response to determining the media file includes the transition-coded media, setting up a dynamic media environment; detecting whether a user is interacting with the transition-coded media; and in response to detecting the user is interacting with the transition-coded media, executing the transition-coded media with the dynamic media environment.
    Type: Application
    Filed: October 26, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventor: Eric K. BARNUM
  • Publication number: 20240291662
    Abstract: Methods and systems are disclosed for payment authentication. For example, a method may include: the method comprising: storing a first device fingerprint in association with a token representing a primary account number, the first device fingerprint being derived from a device attribute of a user device and behavioral biometric data derived from a behavioral pattern of a user in using the user device; receiving an authentication request indicative of the token and a second device fingerprint generated by a customer device associated with a customer of a merchant, the authentication request being associated with a transaction between the merchant and a customer using the token; identifying the stored first device fingerprint based on the token indicated by the authentication request; and determining whether the second device fingerprint matches the stored first device fingerprint.
    Type: Application
    Filed: February 1, 2024
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Clayton JOHNSON, Esther SCOTT, Jeffrey WIEKER
  • Publication number: 20240289783
    Abstract: Systems and methods for verifying digitally secured communications between users are disclosed herein. A first user identifier for a first user may be received. A first blockchain address for the first user based on the first user identifier may be determined. A first non-transferable token corresponding to the first user may be generated. A request for a communication may be received. A target address and a target user identifier may be extracted. Whether the communication metadata matches the token metadata may be determined. A validation status for the communication may be determined.
    Type: Application
    Filed: February 28, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Hazar ALSAHNAWI, Michael MOSSOBA, Austin ERICKSON, Shannon YOGERST, Dan LIN, John E. JONES, IV
  • Publication number: 20240291648
    Abstract: Systems, methods, apparatuses, and computer-readable media for management of membership functions for members of a partner entity associated with contactless card cryptograms are described. For example, a method may include receiving a membership cryptogram generated by a contactless card in communication with the client device during a transaction, the contactless card associated with at least one partner entity having a plurality of members, decrypting the membership cryptogram based on at least one master key for the contactless card to determine a decryption result, authenticating the membership cryptogram based on the decryption result; and responsive to authentication of the membership cryptogram: determining a membership identifier for the transaction, determining a member of the plurality of members based on the membership identifier, and transmitting membership benefit information to the client device to facilitate at least one membership function associated with the member for the transaction.
    Type: Application
    Filed: February 28, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin Osborn, Srinivasa Chigurupati
  • Publication number: 20240291649
    Abstract: Methods and systems are described herein for transferring control of vehicle information. A transfer system may be used to facilitate the transfer. The system may receive a first request for transferring an association of a vehicle from a first user to a second user. The transfer system may generate a first blockchain operation for transferring control of the cryptographic token from a first to second cryptography-based storage application associated with the first user and second user, respectively, wherein the first blockchain operation comprises the second address associated with the second cryptography-based storage application. The system may transmit the first blockchain operation for transferring control of the cryptographic token to the second cryptography-based storage application. In response to receiving an indication of successful blockchain operation from a blockchain node, the system may transmit a command to update first user identification data stored at a link.
    Type: Application
    Filed: February 27, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Russell DANNA, Landon M. NEHMER, Michael GARNER
  • Publication number: 20240289178
    Abstract: Methods and systems are described herein for facilitating distributed job execution without a central job scheduler. The system may cause a container to, prior to executing job execution code for a job associated with a job data record, update a record instance of the job data record to indicate an updated status for the job and attempt to update the job data record at a database based on the record instance of the job data record. If the container successfully updates the job data record, the container may execute the job execution code for the job. If the container fails to update the job data record, the container may refrain from executing the job execution code for the job. The system may then update a first job data record associated with a first job at the database based on execution of the first job by a first container.
    Type: Application
    Filed: February 27, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Jason DEVLIN, Kshitij KOUSHIK
  • Publication number: 20240289805
    Abstract: Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.
    Type: Application
    Filed: December 5, 2023
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Abhinav Bhagwati AGRAWAL, Riken SHAH, Joshua M. WILBUR, Samuel FAHLER, Colleen KERR, Jeffrey SAMITT
  • Publication number: 20240289780
    Abstract: Arrangements requiring additional multi-factor authentication (MFA) in certain instances of dynamic virtual transaction token (e.g., virtual credit card token) generation via a browser extension.
    Type: Application
    Filed: May 6, 2024
    Publication date: August 29, 2024
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Adam VUKICH, Abdelkader M’Hamed BENKREIRA
  • Patent number: 12075310
    Abstract: Systems and methods of the present disclosure enable IoT-based social networking to detect, using IoT devices at a location, device signals associated with a first user device of a first user. A first user profile associated with the first user device is determined in response to the device signals. User attributes stored in the first user profile are accessed and extracted. A trained profile similarity model is used to determine similarity measures between the first user profile and other user profiles based on the user attributes. At least one similar user profile to the first user profile is identified based on the similarity measures. A meet-up point occupancy of each meet-up point at the location is determined based on a record of meet-up points to identify an open meet-up point. A meet-up recommendation is generated indicating the open meet-up point and the other user profiles.
    Type: Grant
    Filed: March 3, 2022
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lin Ni Lisa Cheng, Xiaoguang Zhu, Vyjayanthi Vadrevu
  • Patent number: 12074840
    Abstract: Embodiments include techniques to receive and process data from a data service provider, communicate a plurality of messages comprising the data to a streaming data platform and detect a failure of delivery of the plurality of messages to the streaming data platform. Embodiments further include techniques communicate the plurality of messages to a distributed message queue service of a distributed message queue system, publish each of the plurality of messages to the streaming data platform, determine each of the plurality of messages published to the streaming data platform was successful or unsuccessful, and retry publication of each unsuccessfully published message of plurality of messages to the streaming data platform.
    Type: Grant
    Filed: October 17, 2022
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lavangana Govil, Vijayasuriya Ravi
  • Patent number: 12073382
    Abstract: A contactless payment device including a wireless communication device; a power source; a processor coupled to the power source; an accelerometer communicatively coupled to the processor and the power source; and an actuator communicatively coupled to the wireless communication device and the processor. The actuator is configured to activate the wireless communication device when the actuator is set in a closed state, and deactivate the wireless communication device when the actuator is set in an open stat. The processor is configured to receive an incoming signal from the accelerometer; determine whether the incoming signal corresponds to a pre-programmed signal corresponding to an enabling gesture; and set the actuator in the dosed state for a time interval, when the incoming signal corresponds to the enabling gesture.
    Type: Grant
    Filed: August 28, 2023
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Tyler Locke, Adam R. Koeppel
  • Patent number: 12074839
    Abstract: A device may receive transaction information that identifies a set of third parties. The device may process messages in an electronic messaging account using a set of processing techniques after receiving the transaction information. The device may identify, in the electronic messaging account, a first set of messages associated with the set of third parties. The device may determine a manner in which to configure a user interface of an application associated with a user device to display the first set of messages based on the transaction information. The device may provide a set of instructions to the user device to configure the user interface of the application to display the first set of messages.
    Type: Grant
    Filed: May 5, 2023
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Benjamin Lindquist, Victor Mayaki, Zviad Aznaurashvili
  • Patent number: 12073839
    Abstract: In some implementations, a front-end device may receive a physical identifier associated with the user. Accordingly, the front-end device may select a plurality of images, where each image corresponds to a unique integer of integers zero through nine. The front-end device may show, on a display, the plurality of images and receive audio that includes a sequence of words that describe a subset of the plurality of images. Accordingly, the front-end device may map the sequence of words to the subset of the plurality of images and determine a first sequence of numbers corresponding to the subset of the plurality of images. Therefore, the front-end device may authenticate the user based on the first sequence of numbers matching a second sequence of numbers associated with the user.
    Type: Grant
    Filed: March 24, 2022
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Abdelkader M'Hamed Benkreira
  • Patent number: 12073693
    Abstract: Disclosed herein are system, method, and apparatus for detecting a skimmer via a vibration sensor on a transaction card. The method includes receiving, at a server, from a user equipment, vibration information recorded by a transaction card in response to an execution of a transaction at a point-of-service (POS) terminal of a plurality of POS terminals using the transaction card. The vibration information may be recorded by a microphone or an accelerometer on the transaction card while the transaction card is swiped through the POS terminal or inserted into or removed from the POS terminal. The method includes determining, at the server, a state of the POS terminal based on the received vibration information and in response to a determination of the state of the POS being compromised, sending to one or more stakeholders of the transaction a warning message containing the POS terminal information including the POS terminal's state.
    Type: Grant
    Filed: March 13, 2023
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Molly Johnson, Adam Vukich, James Zarakas