Patents Assigned to CAPITAL ONE SERVICES, LLC
  • Publication number: 20240430252
    Abstract: Systems and methods for authentication of resource objects at a public portal. In some aspects, a system, in response to receiving a resource object, requests data including: (1) a flag indicating whether a resource object associated with the resource identifier present on the resource object is under control of the user or another user and (2) a last recorded time and location associated with the resource identifier being scanned at the public portal or another public portal. The system determines that the resource object is under control of the user or another user, and responsive to that determination, determines a threshold based on time elapsed between the last recorded time and the time the resource object was received. The system, in response to determining that a distance between the public portal and the last recorded location exceeds the threshold, generates a command to escalate the resource object for further processing.
    Type: Application
    Filed: June 26, 2023
    Publication date: December 26, 2024
    Applicant: Capital One Services, LLC
    Inventor: Robert Dwane WOKATY, JR.
  • Publication number: 20240428123
    Abstract: Methods and systems are described herein for updating machine learning models using weights. The system inputs, into a machine learning model, a dataset including entries and features to obtain a relative impact of each feature. The system generates, using the relative impacts, a sparsity metric for each entry, each sparsity metric indicating a measure of a number of features used to generate a corresponding prediction. The system retrieves a sparsity threshold for assigning weights to the plurality of entries. The system generates an updated dataset based on assigning, to each entry within the dataset, a corresponding weight. Each corresponding weight is determined based on a relation of the sparsity metric to the sparsity threshold. The system inputs, into the machine learning model, the updated dataset to update the machine learning model based on the corresponding weights, where the machine learning model relies more heavily on entries with higher corresponding weights.
    Type: Application
    Filed: June 20, 2023
    Publication date: December 26, 2024
    Applicant: Capital One Services, LLC
    Inventors: Samuel SHARPE, Brian BARR
  • Patent number: 12174871
    Abstract: The present disclosure relates to systems and methods for parsing unstructured data with neural networks. In one implementation, a system for parsing unstructured data may include at least one processor and at least one non-transitory memory storing instructions that, when executed by the at least one processor, cause the system to: receive unstructured data; apply a classifier to the unstructured data to identify a type of the unstructured data; based on the identification, select a corresponding neural network; apply the selected neural network to the unstructured data to obtain structured data; and output the structured data.
    Type: Grant
    Filed: September 21, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Fardin Abdi Taghi Abad, Austin Walters, Jeremy Goodsitt, Vincent Pham, Kate Key
  • Patent number: 12175308
    Abstract: An exemplary system, method, and computer-accessible medium can include, for example, receiving an original dataset(s), receiving a synthetic dataset(s), training a model(s) using the original dataset(s) and the synthetic dataset(s), and evaluating the synthetic dataset(s) based on the training of the model(s). The model(s) can include a first model and a second model, and the first model can be trained using the original dataset(s) and the second model can be trained using the synthetic dataset(s). The synthetic dataset(s) can be evaluated by comparing first results from the training of the first model to second results from the training of the second model.
    Type: Grant
    Filed: January 3, 2024
    Date of Patent: December 24, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mark Watson, Fardin Abdi Taghi Abad, Anh Truong, Kenneth Taylor, Reza Farivar, Jeremy Goodsitt, Austin Walters, Vincent Pham
  • Patent number: 12177179
    Abstract: Disclosed embodiments may include a method for prioritizing messages. The system may include receiving one or more messages comprising message data and application sender data. From the message data and application sender data, the system may determine a ranking of importance of the one or more messages, and then determine whether a first message is urgent. If the first message is urgent, the system may send the first message to the user device. If the first message is not urgent, the system may determine a set time for the first message to be sent and send the first message to the user device at the set time.
    Type: Grant
    Filed: December 15, 2023
    Date of Patent: December 24, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Garrett Randall, Elijah Moreau-Arnott, Jonathan Shek Wing Lee
  • Patent number: 12174900
    Abstract: In some implementations, an instruction management system may receive, from a plurality of user devices, a set of feedback associated with the instruction document. The instruction management system may identify a compliance activity associated with the instruction document and identify at least one location in the instruction document based on the set of feedback. The instruction management system may trigger an instruction to a tracking system to open a ticket associated with the compliance activity and the at least one location.
    Type: Grant
    Filed: May 1, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Grant Michael Iwan, Mohamed Seck, Shannon Reid
  • Patent number: 12175529
    Abstract: Methods and systems are disclosed for generating recommendations for causes of computer alerts that are automatically detected by a machine learning algorithm are described. For example, the system may receive a first feature vector with an unknown alert status, wherein the first feature vector represents values corresponding to a plurality of computer states in a first computer system. The system may input the first feature vector into an artificial neural network, wherein the artificial neural network is trained to detect a known alert status based on a set of training data comprising labeled feature vectors corresponding to the known alert status, and wherein the artificial neural network is trained to detect conditional expectations the plurality of computer states in an inputted feature vector.
    Type: Grant
    Filed: October 18, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jason Wittenbach, Samuel Sharpe
  • Patent number: 12176736
    Abstract: In some implementations, a multi-purpose device may include a secure charging location for charging mobile devices. The multi-purpose device may receive authentication information associated with a user. The multi-purpose device may communicate with a fraud detection device, to authenticate the user and to identify that the user is associated with an account. The multi-purpose device may detect that a mobile device associated with the user has been placed in the secure charging location. The multi-purpose device may transmit to the fraud detection device and based on authenticating the user, an indication that the mobile device associated with the user has been placed in the secure charging location.
    Type: Grant
    Filed: March 17, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Dan Lin, Joshua Edwards
  • Patent number: 12174991
    Abstract: Systems and methods for controlling data access through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. An exemplary system and method may include establishing a database storing identifiers and keys for users and service providers, receiving from a client device of the service provider, via a network, a service provider token and a request for a data access key, the request generated in response to a tap action between a contactless card associated with a user and the client device, verifying the service provider is authorized to receive access to personal user data encrypted and stored on the contactless card, generating a data access key based on a user key, and transmitting to the service provider client device, via the network, the data access key, such that the client device may decrypt the personal user data obtained from the contactless card.
    Type: Grant
    Filed: May 4, 2021
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Rajko Ilincic, Jeffrey Rule
  • Patent number: 12175318
    Abstract: Provided are transaction cards including an expanded identification ship. In some approaches, a transaction card may include a body having a first main side opposite a second main side, wherein the body defines an outer perimeter including a first end perimeter opposite a second end perimeter, and a first side perimeter opposite a second side perimeter. The transaction card may further include an identification chip having a plurality of contacts, wherein a first contact of the plurality of contacts extends to at least one of the following: the first end perimeter, the second end perimeter, the first side perimeter, and the second side perimeter.
    Type: Grant
    Filed: May 30, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Kevin Osborn, Bryant Yee
  • Patent number: 12175447
    Abstract: Systems, methods, apparatuses, and computer-readable media for secure generation of one-time passcodes using a contactless card. In one example, an operating system (OS) of a device may receive a uniform resource locator (URL) and a cryptogram from a contactless card. The OS may launch an application associated with the URL. The application may transmit the cryptogram to an authentication server. The application may receive a decryption result from the authentication server indicating the authentication server decrypted the cryptogram. Based on the decryption result, the application may request an OTP. The processor may receive an OTP from an OTP generator. The application may receive an input value and compare the input value to a copy of the OTP. The application may determine that the comparison results in a match, and display, based on the determination that the comparison results in the match, one or more attributes of the account.
    Type: Grant
    Filed: August 17, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jason Ji, Jeffrey Rule, Colin Hart, Wayne Lutz
  • Patent number: 12175507
    Abstract: A system and method for providing access to data of a first party including receiving information for identifying the first party, authenticating the first party using the received information for identifying the first party and generating a first read-only personal identification number (PIN). The first read-only PIN is associated with a first set of access rights for the data of the first party and provided to a second party. The first read-only PIN is stored with the first set of access rights in a computer database. A third party receives the first read-only PIN from the second party, authenticates the received first read-only PIN using the stored first read-only PIN and provides the second party with access to at least a portion of the data of the first party using the first set of access rights associated with the first read-only PIN if the received first read-only PIN is authenticated.
    Type: Grant
    Filed: November 30, 2021
    Date of Patent: December 24, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Jeffrey Michael Chapman
  • Patent number: 12175481
    Abstract: A system and method a method for providing for providing personalized transaction learning and tagging. The method may include tagging transactions associated with one or more financial accounts belonging to an account holder, whether the account holder be the primary, secondary, or a related account holder, such as a spouse, parent, guardian, and the like. The method may include linking all accounts belong to and/or associated with an account holder and receiving transaction data from each linked account. Once the system receives the transaction data, the system may query the account holder for input regarding the transaction data. The input may include tagging the transaction as belonging to a particular spending category and/or affirming or denying that the transaction belongs to a particular category. The system may receive and create categories based on account holder data, demographic data, credit data, and account holder profile data.
    Type: Grant
    Filed: July 22, 2020
    Date of Patent: December 24, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Moshe Benjamin
  • Patent number: 12175780
    Abstract: Disclosed herein are system, method, and computer program product embodiments for verifying a document. An embodiment operates by receiving an initial image of a document and identifying a first imperfection on a feature of the document. Thereafter, the feature of the initial image is segmented into a first and second partially overlapping segment corresponding to a first and second portion of the feature, respectively. Subsequently, the feature's first portion is determined to be free from the first imperfection, and the first imperfection is identified in the feature's second segment. After receiving a second image of the document including the feature's second portion, the feature's second portion in the second image is determined to be free from a second imperfection. As a result, an image of the feature is created based on the first and second portions of the feature derived from the initial and second images, respectively.
    Type: Grant
    Filed: April 29, 2021
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Daniel Alan Jarvis, Jason Pribble, Nicholas Capurso
  • Patent number: 12175002
    Abstract: Cloud-based methods and systems for content sharing are disclosed. In some embodiments, the systems may include one or more processors configured to: receive, from a client device, an instruction for sharing a designated digital asset; retrieve the designated digital asset from a storage device; determine provenance of the designated digital asset based on metadata of the designated digital asset; generate authentication information based on the provenance of the designated digital asset; identify sensitive information in the designated digital asset; generate a redacted version of the designated digital asset by modifying content of the designated digital asset to alter the identified sensitive information; and provide the redacted version and authentication information of the designated digital asset to a recipient of the designated digital asset.
    Type: Grant
    Filed: October 5, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventor: Jeffrey Damick
  • Patent number: 12177209
    Abstract: A method, apparatus, and computer-readable medium are described that enable agent instances to be instantiated in secure, containerized environments. When a new container is detected, a list of agent instances expected to be running in a compute instance or in a container may be obtained and compared with status information regarding which agent instances are active. For a non-active agent instance, an agent object and configuration information for the agent instance may be obtained from a storage. Based on the available name, the agent object, and the configuration information, the agent instance may be instantiated and connected to an agent status server. An application related to the new agent instance may be deployed in the secure containerized environment.
    Type: Grant
    Filed: September 13, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Anil Konduru, Amit Ramesh Deshpande, Dillon Forsberg, Dirgh Rabadia, Anvitha Banakal Sadananda, Jameskutty Mony
  • Patent number: 12177211
    Abstract: Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.
    Type: Grant
    Filed: July 12, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Reza Farivar, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Anh Truong, Kate Key, Austin Grant Walters
  • Patent number: 12175310
    Abstract: Perceptive scaling of computing resources is disclosed. News sources can be analyzed to identify a future event as well as an occurrence date and type of the event. A computing resource affected by the event can be determined based on the type of event. A scaling strategy can be formulated for the computing resource, such as scaling up or out, to address resource load introduced by the event. The extent of scaling can be determined based on the predicted impact of the event on the computing resource. Subsequently, the scaling strategy can be scheduled for execution before the occurrence date. The scaling strategy can later be terminated or deactivated after the event terminates.
    Type: Grant
    Filed: February 21, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader M'Hamed Benkreira
  • Patent number: 12177286
    Abstract: A method and related system of operations include obtaining, from a client computing device, a request comprising a request header field that is populated with a first domain name and updating the request by modifying the request header field to comprise a second domain name. The method further includes sending the updated request to a server, receiving a response comprising a response header, and updating the response by modifying a response header field of the response header to indicate the first domain name as an origin domain of the response. The method further includes sending the updated response to the client computing device.
    Type: Grant
    Filed: March 16, 2023
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Teja Swaroop Mylavarapu, Hitesh Kapil, Praveen Reddy Gagireddy, Venkata Satya Sriram Kalyan Namuduri
  • Patent number: 12175818
    Abstract: A method of receiving, by an access controlling server, a danger-related communication for an inclement danger condition. The access controlling server is in operational communication with a locking mechanism, controlling an opening and closing condition of a door of the enclosed structure. The access controlling server enables, based on the danger-related communication, an entry allowance setting of the locking mechanism of the door of the enclosed structure. The access controlling server adjusts the security restriction associated with the security-protected machine or the enclosed structure. The access controlling server transmits a push notification, informing a user in the area that the entry allowance setting of the locking mechanism of the access controlling server of the door of the enclosed structure is enabled.
    Type: Grant
    Filed: November 16, 2022
    Date of Patent: December 24, 2024
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Tyler Maiman