Patents Assigned to Capital Ones Services, LLC
  • Patent number: 11303512
    Abstract: In some implementations, a device may obtain a first set of information for establishing a computing node cluster that is applicable to multiple environments. The device may receive, from a client device, an indication of a second set of information for establishing the computing node cluster, wherein the second set of information is associated with a user of the client device and an environment associated with the user. The device may compile a third set of information for establishing the computing node cluster based on the first set of information and the second set of information. The device may transmit, to a server device, an indication of the third set of information to cause the server device to establish the computing node cluster. The device may monitor the computing node cluster using one or more monitoring techniques to determine a status of the computing node cluster.
    Type: Grant
    Filed: January 29, 2021
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Thomas Grimes, Patrick Litten, Aarthi Sankaran, Indulekha Ghandikota, Kenneth Wydler
  • Patent number: 11301887
    Abstract: Embodiments disclosed herein generally related to a system and method for rideshare vehicle routing. A computing system receives, from one or more facilities, one or more transaction requests associated with one or more accounts of an organization associated with the computing system. The computing system maps one or more customers to a respective transaction request. For each facility of the one or more facilities, the computing device identifies a geographic location thereof. The computing system categorizes each of the one or more facilities into one or more boundaries. For each boundary, the computing system determines an estimated number of rideshare vehicles to deploy, based at least on a transaction history of each customer of the one or more customers. The computing system transmits the estimated number of rideshare vehicles to be deployed to each boundary to a rideshare computing system.
    Type: Grant
    Filed: November 26, 2018
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
  • Patent number: 11301848
    Abstract: System and methods of contactless card authentication systems include a contactless card and a client device having an application, a processor, and a card reader. An application on the client device receives a transaction lockdown request, sends a request to the server to begin to allow a transaction approval within a time period, receives the transaction approval via an authentication tap from the contactless card, sends the transaction approval to the server; and receive an allowance or disallowance response from the server.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: April 12, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Rajko Ilincic, Jeffrey Rule, Daniel Herrington
  • Patent number: 11301861
    Abstract: Systems, methods, and computer-readable storage media for monitoring risk levels in continuing to allow a potentially compromised payment card to continue to be used. An exemplary system can include a processor which receives a notification of unauthorized use of a card, retrieves a transaction history of authorized use of the card, and performs predictive modeling based on the transaction history based to determine a predicted transaction amount for future transactions. The system can then determine a risk level of continued use of the card and modify processing of the ongoing transaction based on the risk level. The system can then issue a risk level notification to proper authorities.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Vincent Pham, Anh Truong
  • Patent number: 11301867
    Abstract: A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.
    Type: Grant
    Filed: August 24, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Om J. Suthar, Jiawei Zhao
  • Patent number: 11301711
    Abstract: Disclosed embodiments provide systems, methods, and computer-readable storage media for enhancing a vehicle identification with preprocessing. The system may comprise memory and processor devices to execute instructions for receiving an image depicting a vehicle. The image may be analyzed and first predicted identity and first confidence value may be determined. The first confidence value may be compared to a predetermined threshold. The processors may further select a processing technique for modifying the image and further analyze the modified image determining a second predicted identity of the vehicle. And a second confidence value may be determined. And the system may further compare the second confidence value to the predetermined threshold to select the first or second predicted identity for transmission to a user.
    Type: Grant
    Filed: May 11, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Chi-san Ho, Aamer Charania, Sunil Vasisht
  • Patent number: 11302155
    Abstract: Embodiments disclosed herein generally relate to an apparatus for counterfeit detection and a method implementing the same. In one embodiment, as apparatus is disclosed herein. The apparatus includes a first end, a second end, an elongated body, an ink cartridge, a controller, and a trigger. The elongated body extends from the first end to the second end. The elongated body defines a cavity therein. The ink cartridge is disposed in the cavity. The controller is positioned within the cavity. The controller is configured to communicate with at least one computing system remote from the apparatus. The trigger is in electronic communication with the controller. The trigger extends at least partially though the elongated body. The trigger is actionable between a first position and a second position. A change from the first position to the second position transmits an electronic signal to the controller.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Mossoba, Rajko Ilincic
  • Patent number: 11302036
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Grant
    Filed: August 19, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Vincent Pham
  • Patent number: 11301658
    Abstract: Methods and systems for rendering virtual displays using cryptographic symbols are disclosed. In one aspect, a display device is disclosed that includes a processor and data storage including instructions that, when executed by the processor, cause the system to perform operations. The operations include emitting infrared light toward a cryptographic symbol associated with a surface, receiving a reflection of the emitted natural or man-made sunlight from the cryptographic symbol, and, based on the reflection, decrypting the cryptographic symbol to determine a unique identifier. The operations further include, based on the identifier, generating a first virtual display, and rendering the first virtual display on an image of the surface, through a heads up display, or projected onto the surface.
    Type: Grant
    Filed: August 3, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jason Hoover, Stephen Wylie, Sunil Vasisht, Geoffrey Dagley, Micah Price, Qiaochu Tang
  • Patent number: 11297958
    Abstract: A multi-function transaction card may receive, from shelf sensors, first data indicating that items have been removed from shelves by a customer of a merchant, and may receive, from shopping cart sensors, second data indicating that the items have been placed in a shopping cart. The multi-function transaction card may receive, based on the first data and the second data, item data identifying the items placed in the shopping cart, wherein the item data is received from price tags of the items. The multi-function transaction card may store the item data, and may provide, to a transaction terminal of the merchant, the item data identifying the items and customer data identifying the customer. The multi-function transaction card may receive, from the transaction terminal, transaction data identifying a transaction that charges the multi-function transaction card for a total cost of the items.
    Type: Grant
    Filed: May 27, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, James Zarakas, Molly Johnson
  • Patent number: 11302051
    Abstract: In some embodiments, the present disclosure provides an exemplary technically improved system and method for controlling the body movements and facial expressions of a digital character in real time by using: a body-motion capture system comprising a headset configured to be worn on a head of a user and comprising controllers and sensors that can be used to track at least one head or body motion of the user (including arms and hands); and correspondingly control at least one head or body motion (including arms and hands) of a digital character in real time based, at least in part, on the captured motion data; a mobile computing device configured to track and capture facial expression data relating to at least one facial expression of the user, and use at least that data to correspondingly control at least one facial expression of the digital character in real time; a microphone configured to capture an audio output of the user, and control an audio output of the digital character in real-time based, at least
    Type: Grant
    Filed: November 3, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Amanda Legge, Chen Shen
  • Patent number: 11301862
    Abstract: Various embodiments are generally directed to the secure transfer of account tokens between devices. For example, a first device may receive an account token stored on a second device using web Bluetooth application programming interfaces (APIs). As another example, the second device may push the account token to the first device.
    Type: Grant
    Filed: October 4, 2018
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, Abdelkader M'Hamed Benkreira, Joshua Edwards
  • Patent number: 11302087
    Abstract: Augmented reality-based user authentication for automatic teller machines is disclosed. Embodiments include a system with one or more memory devices storing instructions. The system may further include one or more processors configured to execute the instructions and to receive an authentication request from a user of an ATM. In some embodiments, the processor may retrieve, from the one or more memory devices, an augmented reality password specific to a user, the password comprising an augmented reality object. In other embodiments, the processor may identify a personal user device configured to receive the password, and personalize the password, based on information previously configured by the user. In yet other embodiments, the processor may be configured to present the augmented reality object via a display on the personal user device, and to determine, based on input provided by a user to the augmented reality object, whether to approve the authentication request.
    Type: Grant
    Filed: April 15, 2021
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Goodsitt, Austin Walters, Fardin Abdi Taghi Abad
  • Patent number: 11303635
    Abstract: Disclosed herein are system, method, and apparatus for assisted third-party password authentication. The method performed at a client device includes creating a secure connection from an inline frame associated with a first application on the client device to an authorization server for accessing a second application. The method includes identifying, by the inline frame, one or more events that represent inputs for a user authorization credential, and proxying, by the inline frame, the identified one or more events to the authorization server using the secure connection. The method includes receiving an authorization code from the authorization server in response to the proxying. The method includes redirecting, by the inline frame, the authorization code to the application on the client device. The method includes transmitting, from the client device to the authorization server, the authorization code to receive an access token for accessing the second application.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: David Benko, Michael Chen
  • Publication number: 20220107851
    Abstract: Systems and methods for managing Application Programming Interfaces (APIs) are disclosed. Systems may involve automatically generating a honeypot. For example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving, from a client device, a call to an API node and classifying the call as unauthorized. The operation may include sending the call to a node-imitating model associated with the API node and receiving, from the node-imitating model, synthetic node output data. The operations may include sending a notification based on the synthetic node output data to the client device.
    Type: Application
    Filed: December 16, 2021
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin WALTERS, Jeremy GOODSITT, Vincent PHAM, Kate KEY
  • Publication number: 20220108338
    Abstract: A computer-implemented method that includes presenting an available interaction opportunity based on a geolocation of an interaction platform and receiving proposals from one or more users for the available interaction opportunity at the geolocation. The method includes determining a successful proposal from the proposals received by the one or more users and displaying a stored interaction associated with a profile of a user of the one or more users having the successful proposal at the geolocation and on the interaction platform.
    Type: Application
    Filed: October 2, 2020
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Alvin S. HUA, Ernest KWAK, Galen RAFFERTY, Austin WALTERS, Anh TRUONG, Jeremy GOODSITT
  • Publication number: 20220108278
    Abstract: Disclosed are systems and methods for using a transaction to collect additional transaction information. The method may include: receiving transaction information indicating that a transaction of one or more products and/or services has been made by a user from a merchant; when the transaction information is received, scanning a user e-mail account to identify a receipt for the transaction within an e-mail of the user e-mail account, wherein the receipt is indicative of a transaction price; when the receipt for the transaction is identified: extracting information of the one or more products and/or services from the receipt; and based on the extracted information, automatically generating and submitting a price adjustment claim for the one or more products and/or services when a price lower than the transaction price is found; and when the receipt for the transaction cannot be identified: automatically submitting information about a missing receipt to a fraud system.
    Type: Application
    Filed: December 14, 2021
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventor: Jason KATZER
  • Publication number: 20220108630
    Abstract: In certain embodiments, secure data presentation may be facilitated for a tactile system. In some embodiments, the tactile system may include a display having carbon nanotube-based components having a surface that absorbs at least 96% of visible light. The tactile system may obtain tactile data and present the tactile data on the display by adjusting one or more positions of the carbon nanotube-based components based on the tactile data. In some embodiments, the tactile system may obtain environmental data (e.g., lighting data, presence data, etc.) for an environment (in which the display is located) and perform the adjustment of the positions of the carbon nanotube-based components based on (i) the tactile data and (ii) the environmental data.
    Type: Application
    Filed: October 1, 2020
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: GALEN RAFFERTY, Austin WALTERS, Jeremy GOODSITT
  • Publication number: 20220107726
    Abstract: Disclosed herein are system, method, and computer program product embodiments for associating a gesture to a website action. In an embodiment, an application receives a user instruction to associate a website action with a user gesture such that the website action occurs upon receipt of the user gesture and the user gesture relates to user input on a user device's display. Thereafter, based on the user instruction, the application creates and sends an interaction request to link the user gesture to the website action. The application then receives an acceptance message from the first website that indicates that the user gesture has been successfully linked to the website action.
    Type: Application
    Filed: October 6, 2020
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: Chih-Hsiang CHOW, Steven DANG, Elizabeth FURLAN
  • Publication number: 20220109299
    Abstract: A computer-implemented method for providing an estimated utility expenditure to a user may include: obtaining, via one or more processors, historical transactional data of one or more customers other than the user from one or more transactional entities, wherein the historical transactional data includes: at least one address of a given customer of the one or more customers; and a historical utility expenditure associated with the at least one address; generating, via the one or more processors, a heatmap based on the historical transactional data of the one or more customers via one or more algorithms, wherein the heatmap is indicative of at least the estimated utility expenditure associated with the at least one address during a predetermined period; and causing a display of a user device associated with the user to demonstrate the heatmap.
    Type: Application
    Filed: December 14, 2021
    Publication date: April 7, 2022
    Applicant: Capital One Services, LLC
    Inventors: Bryant YEE, George BERGERON, Mykhaylo BULGAKOV