Patents Assigned to Capital Security Systems, Inc.
  • Patent number: 9460426
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Grant
    Filed: November 4, 2014
    Date of Patent: October 4, 2016
    Assignee: CAPITAL SECURITY SYSTEMS, INC.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Patent number: 8899476
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Grant
    Filed: November 6, 2012
    Date of Patent: December 2, 2014
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Patent number: 8121948
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Grant
    Filed: December 31, 2009
    Date of Patent: February 21, 2012
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Patent number: 7991696
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Grant
    Filed: January 13, 2010
    Date of Patent: August 2, 2011
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20100114771
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Application
    Filed: January 13, 2010
    Publication date: May 6, 2010
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20100114765
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Application
    Filed: January 13, 2010
    Publication date: May 6, 2010
    Applicant: Capital Security Systems, Inc.
    Inventors: ROBIN HALEY GUSTIN, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20100114772
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Application
    Filed: January 13, 2010
    Publication date: May 6, 2010
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20100114766
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Application
    Filed: January 13, 2010
    Publication date: May 6, 2010
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20100102119
    Abstract: Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money.
    Type: Application
    Filed: December 31, 2009
    Publication date: April 29, 2010
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley GUSTIN, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Patent number: 7653600
    Abstract: An automated document cashing system is provided with an automated machine that cashes monetary transaction documents such as checks, money orders, and that makes deposit entries into the bank account of the user after validation of the user and monetary transaction document, without the aid of a bank teller. Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. A biometric device also may be used in identifying the validity of the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data.
    Type: Grant
    Filed: July 12, 2004
    Date of Patent: January 26, 2010
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park, Nabil Shekoory
  • Publication number: 20090266879
    Abstract: A method and apparatus are provided for conducting transactions through a financial network using a document such as a check or money order at an unattended automated machine. For security purposes a signature detector detects the signature and the user uses a card to operate the machine. A reader reads the amount on the document; and, for a check, the LAR and CAR amounts are compared. If the document is a money order, the user may be prompted to endorse the money order if the signature detector fails to detect a signature. A card writer writes an amount on the card related to the amount of the transaction being done and a calculator calculates the amount to be written on the card and subtracts a user's service charge. A bill may be paid and a receipt generator will provide a receipt preferably showing payment of the bill and the service charge. If the check or money order is for an amount greater than the bill and service charge amounts, the card writer may write the difference on the card.
    Type: Application
    Filed: July 6, 2009
    Publication date: October 29, 2009
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley GUSTIN, Troy W. Livingston, Namsoo Park
  • Publication number: 20090266880
    Abstract: A method and apparatus are provided for conducting transactions through a financial network using a document such as a check or money order at an unattended automated machine. For security purposes a signature detector detects the signature and the user uses a card to operate the machine. A reader reads the amount on the document; and, for a check, the LAR and CAR amounts are compared. If the document is a money order, the user may be prompted to endorse the money order if the signature detector fails to detect a signature. A card writer writes an amount on the card related to the amount of the transaction being done and a calculator calculates the amount to be written on the card and subtracts a user's service charge. A bill may be paid and a receipt generator will provide a receipt preferably showing payment of the bill and the service charge. If the check or money order is for an amount greater than the bill and service charge amounts, the card writer may write the difference on the card.
    Type: Application
    Filed: July 6, 2009
    Publication date: October 29, 2009
    Applicant: Capital Security Systems, Inc.
    Inventors: Robin Haley GUSTIN, Troy W. Livingston, Namsoo Park
  • Patent number: 6012048
    Abstract: An automated banking system for wire transfer of funds is provided with a machine where the user has a card to identify the user as being qualified to use the banking system. The user must know and be provided with the transferee's bank number and the transferee's account number. Preferably, the user knows the routing number and the user inputs the routing number at the machine which is preferably an ATM machine that accepts and dispenses cash. The user may pay for the wire transfer at the machine by cash, a credit card, debit card, smart card or a withdrawal from the user's account. The machine has card readers and means for writing down on a card the amount paid therefrom for this wire transaction. The user is assured by the verification that the wire transfer is to the proper receiving account.
    Type: Grant
    Filed: May 30, 1997
    Date of Patent: January 4, 2000
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park
  • Patent number: 5987439
    Abstract: An unattended banking machine such as an ATM machine has a payment acceptor for accepting payment from the machine user and for determining the amount of payment from the user. A calculator determines the transactional difference between the amount of the transaction and the payment by the user. In ATM machines service fees may be charged to the ATM user for issuing a money order or for a wire transfer that are not in even multiples of the smallest denomination of the currency being dispensed by the ATM machine. The preferred cash dispenser has only bills of different denominations and no coins. To pay the transactional difference without the use of very small denomination currency and/or coins the transactional difference is divided into a cash payment portion which is dispensed in bills from the machine's cash dispenser.
    Type: Grant
    Filed: May 30, 1997
    Date of Patent: November 16, 1999
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park
  • Patent number: 5897625
    Abstract: An automated document cashing system includes a reader for capturing an image of a negotiable instrument and recognizing the authorized signature as well as the amount written thereon. The system then can transfer monies in the amount of the instrument to a savings account, a checking account, a smart card, or the like. The system can cash money orders as well as write money orders. The system will also wire transfer money. The image capture apparatus also can capture an image of a utility bill or the like that is presented by a user. By supplying monies in the form of cash, credit card authorization, smart card balance, or the like, the user can pay bills such as a utility bill through the system or purchase items dispensed by the system.
    Type: Grant
    Filed: May 30, 1997
    Date of Patent: April 27, 1999
    Assignee: Capital Security Systems, Inc.
    Inventors: Robin Haley Gustin, Troy W. Livingston, Namsoo Park