Abstract: One or more currency notes deposited at a currency reserve may be electronically circulated by a transaction provider. The transaction provider may maintain a record of the ownership status of the one or more currency notes in a computer-readable storage medium. The transaction provider may provide for an entity to obtain ownership of a currency notes. The entity may submit a request to the transaction provider to transfer a currency note to another entity. The transaction provider may authorize the request, and may perform the transfer if the request is authorized. The transfer of ownership may take place while maintaining the physical currency note in the currency reserve. A record of the transaction may be stored by the transaction provider and/or transmitted to the parties to the transfer. The transaction provider may allow for the exchange or currency notes into other denomination and/or currency types.