Abstract: Systems and methods for selling and purchasing vehicle history reports are described. In one embodiment, a method includes determining a set of vehicles in a dealer inventory, determining a subset of the vehicles in the dealer inventory for which the dealer has not purchased a vehicle history report, presenting a summary report to a dealer, the summary report including information about at least one of the vehicles in the subset of the vehicles, receiving a selection to purchase a vehicle history report for at least one of the vehicles in the summary report, and providing the vehicle history report corresponding to the selection to the dealer.

Abstract: A system and method for generating information relating to a vehicle's history. In one embodiment, the method includes the steps of identifying records in a database, identifying a target record, identifying a trigger record, determining if the target record indicates an ownership transfer based on the identified trigger record, and generating a price adjustment for the vehicle at least partially based on the ownership transfer. In accordance with another aspect, a vehicle history information system is provided including a database having vehicle history records, a vehicle history report module adapted to retrieve vehicle history records, an ownership module adapted to identify a target record, identify a trigger record, and determine whether the target record indicates an ownership transfer based on the identified trigger record, and a pricing module adapted to generate a price adjustment for the vehicle at least partially based on the ownership transfer.

Abstract: Systems and methods for selling and purchasing vehicle history reports are described. In one embodiment, a method includes determining a set of vehicles in a dealer inventory, determining a subset of the vehicles in the dealer inventory for which the dealer has not purchased a vehicle history report, presenting a summary report to a dealer, the summary report including information about at least one of the vehicles in the subset of the vehicles, receiving a selection to purchase a vehicle history report for at least one of the vehicles in the summary report, and providing the vehicle history report corresponding to the selection to the dealer.

Abstract: A system and method for allowing a consumer to search a database containing used vehicles from a variety of sellers that can be queried to provide search results that include only vehicles having clean title histories.

Abstract: Systems and methods for selling and purchasing vehicle history reports are described. In one embodiment, a method includes determining a set of vehicles in a dealer inventory, determining a subset of the vehicles in the dealer inventory for which the dealer has not purchased a vehicle history report, presenting a summary report to a dealer, the summary report including information about at least one of the vehicles in the subset of the vehicles, receiving a selection to purchase a vehicle history report for at least one of the vehicles in the summary report, and providing the vehicle history report corresponding to the selection to the dealer.

Abstract: System and method for computing price values associated with vehicle history attributes including a vehicle history database with vehicle history records, a transaction database, a vehicle history knowledge determination module adapted to determine whether a sale transaction related to a transaction record occurred with buyer's knowledge of the vehicle history attributes associated with the vehicle of the transaction record and to classify each transaction record based on whether buyer possessed knowledge of the vehicle history attributes, and a price adjustment module adapted to determine price values for the vehicle history attributes based on the vehicle history datasets and classification of the plurality of transaction records. In accordance with one aspect, the present invention may be implemented as a computer readable medium with instructions.

Abstract: A system and method for allowing a consumer to search a database containing used vehicles from a variety of sellers that can be queried to provide search results that include only vehicles having clean title histories.

Abstract: A vehicle history information system and a method for determining the potential for curbstoning. In one embodiment, the vehicle history information system includes a vehicle history database with at least one vehicle history dataset related to a particular vehicle, the vehicle history dataset having at least one vehicle history record regarding the particular vehicle, and a record analysis module adapted to analyze the vehicle history dataset of the particular vehicle to determine whether there is a potential for curbstoning the particular vehicle based on the vehicle history record. In one implementation, the vehicle history record is an auto auction record which may indicate a sale of the particular vehicle and/or an offer for sale of the particular vehicle.

Abstract: System and method for computing price adjustment values associated with vehicle history attributes including a vehicle history database with vehicle history datasets, a transaction database, a vehicle history knowledge determination module adapted to determine whether a sale transaction related to a transaction record occurred with buyer's knowledge of the vehicle history attributes associated with the vehicle of the transaction record and to classify each transaction record based on whether buyer possessed knowledge of the vehicle history attributes, and a price adjustment module adapted to determine price adjustment values for the vehicle history attributes based on the vehicle history datasets and classification of the plurality of transaction records. In accordance with one aspect, the present invention may be implemented as a computer readable medium with instructions.

Abstract: System and method for computing price values associated with vehicle history attributes including a vehicle history database with vehicle history records, a transaction database, a vehicle history knowledge determination module adapted to determine whether a sale transaction related to a transaction record occurred with buyer's knowledge of the vehicle history attributes associated with the vehicle of the transaction record and to classify each transaction record based on whether buyer possessed knowledge of the vehicle history attributes, and a price adjustment module adapted to determine price values for the vehicle history attributes based on the vehicle history datasets and classification of the plurality of transaction records. In accordance with one aspect, the present invention may be implemented as a computer readable medium with instructions.

Abstract: A method of determining risk of financing a vehicle may include identifying a vehicle and forming, in a physical memory of a data processing system, a plurality of data groupings using a processing device of the data processing system, wherein each of the plurality of data groupings includes at least one vehicle history data variable of the identified vehicle. The method may also include processing the at least one vehicle history data variable of at least one data grouping of the plurality of data groupings using the processing device of the data processing system and determining an overall value of the at least one data grouping using the processing device of the data processing system. The method may further include determining a risk of financing the identified vehicle based on the overall value of the at least one data grouping, using the processing device of the data processing system.

Abstract: An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables.

Abstract: An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables.

Abstract: A system and method for allowing a consumer to search a database containing used vehicles from a variety of sellers that can be queried to provide search results that include only vehicles having clean title histories.

Abstract: An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables.

Abstract: An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables.

Abstract: A system and method for allowing a consumer to search a database containing used vehicles from a variety of sellers that can be queried to provide search results that include only vehicles having clean title histories.

Abstract: A system and method for allowing a consumer to search a database containing used vehicles from a variety of sellers that can be queried to provide search results that include only vehicles having clean title histories.

Abstract: System and method for generating information relating to a vehicle's history. In one embodiment, the method includes the steps of identifying target records in a database, determining a total number of owners for each vehicle based on the target records, and displaying a listing of the vehicles including corresponding number of owners. A step of determining and displaying the ownership type may be provided. A vehicle history information system is also provided, including a database having vehicle history records, a vehicle history report module adapted to retrieve the vehicle history record, an ownership module adapted to determine the number of owners for the vehicles based on the vehicle history records, and a user interface module adapted to generate a listing of the vehicles and the number of owners. The system may be adapted to determine and display the ownership type.

Abstract: A system and method of identifying warning signs of fraud associated with vehicle insurance transactions is presented. The system and method operate by identifying a vehicle, retrieving vehicle history information about the vehicle and determining if the vehicle history information indicates potential fraud based on factors which show a relationship between said vehicle history information and potential fraud incidents. Inferences related to an insurance claim or quote are made based on the results of the determination.