Abstract: A computer-readable medium stores software that, when executed by a processor, causes the processor to create a financial plan for a user based on financial information provided by at least one of a plurality of financial institutions and the user; retrieve updated data regarding the user provided by at least one of the plurality of financial institutions; compare the data with the plan; output for display the comparison; and schedule at least one transaction with at least one of the plurality of financial institutions based on the comparison.