Abstract: Methods for financing dealer debt instruments for customers of a dealer are disclosed. One method, among others, an underwriter system that finances a dealer debt instrument based upon at least one of customer information, product information, and transaction information for the dealer debt instrument. The underwriter system may calculate an initial purchase offer, and then adjust the initial purchase offer based at least upon at least one of product information and transaction information. In some situations, the underwriter system may provide a dealer with multiple purchase offers for one debt instrument.
Type:
Grant
Filed:
December 22, 2006
Date of Patent:
July 15, 2014
Assignee:
CCIP Corp.
Inventors:
Mark K. Lewis, Ricky Loftsgard, Kasra Naderi, Richard C. Potter
Abstract: The website performance monitoring systems and methods of the present invention are implemented via a website monitoring tool that includes a website canvas and a plurality of web page objects configured to be dragged and dropped onto the generic website canvas to facilitate creation of a website model. The monitoring tool also includes a graphic interface which may be utilized to define and associate performance operational rules of a website being modified or created. The performance operational rules include website performance thresholds and rules associated with alerts which may be delivered in response to a website achieving or falling below defined performance alert levels. The monitoring tool also includes a pixel module which may be engaged to assign a plurality of attributes to a pixel associated with a page within the website model.
Abstract: Methods and systems for facilitating post offer communication with a prospective borrower using an on-line lending system (110) are provided. The post offer communication is in response to non-acceptance of an electronic loan offer. The on-line lending system receives an electronic loan application (100) from client terminal (101). The electronic loan application (100) contains applicant credential data, such as personal information (202) and financial information (302). When a loan offer (500) is presented on the client terminal (101), the on-line lending system (110) waits a predetermined time for an electronic signal indicating acceptance of the loan offer (500). When such electronic signal is not received within the predetermined time, a pending loan offer application (800) is transmitted to a call center terminal (1414).
Abstract: A method and system for offering credit to a prospective borrower are provided. A lender first determines a prospective borrower location, which may be a commercial outlet, such as a retail store where goods or services are offered. The lender then references a purchase history associated with the borrower at that particular location. The lender then determines the credit worthiness of the borrower. Based upon location, purchase history, and credit worthiness, the lender may deliver a customized offer of credit to the prospective borrower. The offer of credit may be location based, and may accompany a suggested good or service that is available at the prospective borrower's location.
Type:
Grant
Filed:
October 27, 2006
Date of Patent:
October 22, 2013
Assignee:
CCIP Corp.
Inventors:
Chason Carroll, George Coutros, John W. Giesen, Jr., Dennis H. James, Jr., Ajay Kumar Jindia
Abstract: Methods A system and method for providing financial instruments to customers and applicants of a service provider are disclosed. One method, among others, includes providing a device such as a mobile telephone to a user, and providing the user with a contactless card having a financial account identifier that is associated with a financial account.
Type:
Grant
Filed:
February 22, 2010
Date of Patent:
March 21, 2017
Assignee:
CCIP Corp.
Inventors:
Kathryn Petralia, Robert J. Frohwein, Chuck Kyriacos Papageorgiou