Abstract: A method of transferring information across a computer network with a server and a client. The information is divided into a plurality of cards and a plurality of card forms. Each card includes a plurality of values. Each card form corresponds to one of the cards and includes a description of the values of a corresponding card. The cards and the card forms are stored in a server data base on the server and a client data base on the client. The information in the server is changed or replaced by attaching a card delta to one of the cards. The card delta indicates which information in the respective card is to be replaced. The card deltas are transferred between the client data base and the server data base when data bases are to be updated.