Abstract: A computer is to store information indicating a plurality of validation information in form of threshold controls to perform electronic payment processes corresponding to electronic charge account purchase transactions, respectively.

Abstract: A secure data fabric (SDF) can include a security platform for sharing data, access and discovery of data, and audit traceability, across disparate data stores and networks. A SDF can leverage blockchain with attribute-based access control (ABAC). A SDF platform can include an immutable data storage medium, a data sharing node, a central processing unit, and memory having software, which can be configured to implement a blockchain and an ABAC module. The immutable data storage medium can be part of a network. The immutable data storage medium can be immutable off-chain data storage for the SDF, and a multi-layered ABAC security policy can be implemented for the SDF. The SDF can have a cross-domain topology model. A multi-party workflow for account keys and digital signatures management can be further implemented. A microservices-based access control module can be configured to dynamically evaluate digital security policies for a secure data fabric.

Abstract: A system and method for displaying health plans to consumers is provided. The system and method can be accessed directly by consumers or other entities can help consumers by providing information needed to make a decision. For example a pharmacy can implement the system within their environment where patient drug profile is easily accessible to find the best plan for the member as a service. A user can search for a health plan based on input criteria such as their ZIP Code and their choice of drugs. Based on the input criteria, the method displays the most cost effective health plans with the least annual drug costs for available pharmacies.

Abstract: A user of a mobile device can be authenticated based on multiple factors including biometric data of the user. During an enrollment process of the user, an encryption key is sent to the mobile device via a message. The encryption key is recovered from the message and used to encrypt communications between the mobile device and a server. Biometric data is collected from the user and sent to the server for computing a biometric model (e.g., a voice model, etc.) of the user for later use in authentication. An encrypted biometric model is stored only in the mobile device and the encrypted biometric model is sent to the server for authentication of the user. For authentication, various information including an identification of the mobile device, responses to challenge questions, biometric data including the biometric model, etc. are used at the server.