Patents Assigned to China Unionpay Co., Ltd.
  • Publication number: 20150339660
    Abstract: The invention discloses an offline credit loading method and system. The offline credit loading method comprises the following steps: (A) a terminal performs update of credit loading limit of a terminal by communicating with a backstage system, wherein the credit loading limit of the terminal is a sum of capital that allows for offline credit loading; (B) an electronic card performs update of the account of electronic cash card by communicating with the terminal, wherein some capital of the credit loading limit of the terminal is transferred to the account of electronic cash card; and (C) the backstage system enables the credit loading account associated with the account of electronic cash card to be updated according to information on offline credit loading received from the terminal.
    Type: Application
    Filed: June 6, 2013
    Publication date: November 26, 2015
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Hongwen Meng, Gaofeng Wan, Jianbin Zheng
  • Patent number: 9083618
    Abstract: A centralized backup system for a non-local homogeneous real-time system comprises a switch (302), and a host (301), an encryptor (303), a PC monitor (304), and a firewall (305) which connect with the switch. The centralized backup system ensures the reliability of the non-local systems and is able to allocate resources flexibly to meet the requirement of the tasks of system in each different location by centralized deployment and centralized management of backup systems in all locations.
    Type: Grant
    Filed: August 7, 2009
    Date of Patent: July 14, 2015
    Assignee: China Unionpay Co., Ltd.
    Inventors: Hanshi Song, Yu Chen, Naigeng Ji, Minggao Zhang, Xiaoyi Wang, Hao Miao
  • Patent number: 9065806
    Abstract: The present invention discloses a device and method for security information interaction. The device for security information interaction includes: an interface circuit, configured to connect the device for security information interaction to an internet terminal; an information input unit, configured to allow user to input security information; a secure encryption/decryption unit, configured to store and process the security information; an information reader, configured to read information data from an external information carrier; wherein the secure encryption/decryption unit processes the security information in connection with the information data, and complete a business function on the secure channel through the interaction with the security information processing server.
    Type: Grant
    Filed: March 23, 2012
    Date of Patent: June 23, 2015
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Fengjun Liu, Linrun Ding, Jinyao Xu, Chunhuan Li, Tao Hai, Chunye Hui, Kun Jiang, Tianshu Ma
  • Patent number: 9009476
    Abstract: A multi-application smart card and a multi-application management system and method for the smart card are provided. The multi-application smart card comprises a management device for the application security domain, and the management device is use to manage and maintain the application security domains in the multi-application smart card, and the application security domains comprise a plurality of issuer application security domains which share the control right of the multi-application smart card. Optionally, the application security domains also comprise at least one cardholder application security domain which is subordinate to the issuer application security domain that creates the cardholder application security domain, and wherein the at least one cardholder application security domain is used to manage and maintain the applications created by the cardholder.
    Type: Grant
    Filed: August 27, 2010
    Date of Patent: April 14, 2015
    Assignee: China Unionpay Co., Ltd.
    Inventors: Xiao Zhuang, Zhijun Lu, Shuo He, Hongwen Meng
  • Patent number: 8977658
    Abstract: The invention provides a Smartcard file system and its method for selecting file. Said file system, including MF as well as a variety of DFs and Efs in the MF, wherein application root directory (ADF) is added in the MF; the tile attributes of said ADF, DF and EF of the tile system include the Application Identifier (AID); when visiting with HTTP protocol, the AID is understood as a long file name. External entities accessing said file system with the HTTP protocol, namely locating the application and file managed with CWS via URL; in URL, AID of directory or file identities its long file name, so that Smartcard file system also can support long file system and the way of selecting file of URL, which makes Smartcard to support the WEB services easier and more accepted by the user.
    Type: Grant
    Filed: November 8, 2010
    Date of Patent: March 10, 2015
    Assignee: China Unionpay Co., Ltd.
    Inventors: Hongwen Meng, Shuo He, Zhijun Lu, Xiao Zhuang
  • Publication number: 20150026770
    Abstract: The present invention proposes a security information interaction system, device and method based on the extended parameter set. Said security information interaction system based on the extended parameter set comprises a security information interaction device and a security information interaction terminal, wherein said security information interaction device may execute the operations related to the transfer of a resource by means of performing the security information interaction with said security information interaction terminal via a communication interface based on one of a primary parameter set and the extended parameter set. The security information interaction system, device and method based on the extended parameter set disclosed in the present invention may realize the transfer operations of multiple kinds of resource having different attributes, the cost is lower, and the flexible configuration and extension can be realized according to the requirements.
    Type: Application
    Filed: December 13, 2012
    Publication date: January 22, 2015
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Jiangtao Jian, Wenqiang Wang, Xianqiang Chen, Chunhuan Li, Jingwen Xu
  • Publication number: 20150020159
    Abstract: The present invention proposes a security information interaction system, terminal, server and method based on the thin terminal mode. Said system comprises an access server which is capable of transferring the application service address associated with the target application service back to said security information interaction terminal based on the security information interaction request from the corresponding security information interaction terminal. The security information interaction system, terminal, server and method based on the thin terminal mode disclosed in the present invention possess the flexible expansibility, can compatibly use multiple servers providing different application services, and have higher work efficiency and higher performance.
    Type: Application
    Filed: December 20, 2012
    Publication date: January 15, 2015
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventor: Jingwen Xu
  • Patent number: 8924342
    Abstract: A data transfer system and method are provided in the present invention. Wherein, the data transfer system and method comprises a source data obtaining service module and a target table updating service module, both of which are divided into a main part and an affiliated part, and wherein the affiliated part is a dynamic function library, which can package sub-processings such as source data obtaining, data transformation and data inserting/updating. Meanwhile, the data transfer system and method can support quasi real-time data transfer tasks and real-time data transfer tasks at the same time. The data transfer system and method support multi-computer disaster tolerance and extension, and the customization of the dynamic function library can facilitate the change in the requirements of data transfer.
    Type: Grant
    Filed: August 24, 2010
    Date of Patent: December 30, 2014
    Assignee: China Unionpay Co., Ltd.
    Inventors: Lin Chen, Yuming Mao, Xiao Zhuang, Zhijun Lu, Yanming Yang, Mei Bai
  • Publication number: 20140355618
    Abstract: The invention provides a master MMC/SD apparatus for simultaneously supporting bulk storage and Ethernet communication, a slave MMC/SD apparatus for simultaneously supporting bulk storage and Ethernet communication, a system composed of these two apparatuses as well as a method of operating the system. The apparatuses, system and method which simultaneously support bulk storage and Ethernet communication and which are based on MMC/SD interface enable a master apparatus with MMC/SD interface to support network function while maintaining bulk storage function as well, thus greatly expanding applicable areas of such embedded terminal apparatus with the MMC/SD interface that has bulk storage function.
    Type: Application
    Filed: September 24, 2012
    Publication date: December 4, 2014
    Applicant: China Unionpay Co., Ltd.
    Inventors: Zhijun Lu, Hongwen Meng, Yu Zhou, Wei Guo, Chengqian Chen
  • Publication number: 20140344898
    Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial mechanism information, transaction initiation mechanism information and transaction amount.
    Type: Application
    Filed: December 20, 2012
    Publication date: November 20, 2014
    Applicant: China Unionpay Co., Ltd.
    Inventors: Lin Chen, Jianming Kang, Zhijun Lu, Yanming Yang, Jinzhi Hua, Yu Wang, Sen Yang
  • Publication number: 20140172741
    Abstract: The present invention discloses a system and method for security information interaction. The system for security information interaction comprises a device for security information interaction configured to obtain the security information input by a user and the information data read from an external information carrier, and configured to establish a secure channel between it and a security information processing gateway through an internet terminal to perform a business function. The device for security information interaction is able to perform business functions that do not require online processing. The system and method for security information interaction disclosed herein improves the flexibility and efficiency of the information processing system and enhances the balance of the operating load, and increases the security of the information processing system.
    Type: Application
    Filed: March 23, 2012
    Publication date: June 19, 2014
    Applicant: China Unionpay Co., Ltd
    Inventors: Fengjun Liu, Linrun Ding, Jinyao Xu, Chunhuan Li, Tao Hai, Chunye Hui, Kun Jiang, Tianshu Ma
  • Publication number: 20140164252
    Abstract: The invention provides a user terminal and a payment system. The user terminal comprises an input device, a multi-channel selection switch, an application module, a processor, a password processing module, and a security IC chip containing information on user's ID and/or banking card therein, wherein the multi-channel selection switch is coupled with the input device, the password processing module and the processor, the password processing module is coupled with the processor, and the security IC chip is coupled with the password processing module; the application module controls the multi-channel selection switch via the processor so as to place the user terminal in a password input mode or in a normal input mode. The invention ensures the safety in entering the user's password in hardware configuration so that even when software system of the user terminal is not safe in itself, the safety of input password can be ensured.
    Type: Application
    Filed: May 4, 2012
    Publication date: June 12, 2014
    Applicant: China Unionpay Co., Ltd.
    Inventors: Hongfeng Chai, Zhijun Lu, Shuo He
  • Publication number: 20140052710
    Abstract: The present invention proposes a device and method of mass data storage based on tree structure, wherein the device of mass data storage based on tree structure includes an input/output module, a data creating module, a data query module, a data maintenance module, a memory and a main control module. The device and method of mass data storage based on tree structure disclosed in the present invention is easy to be extended, saving storage space, and can significantly improve the query efficiency.
    Type: Application
    Filed: December 29, 2011
    Publication date: February 20, 2014
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Xudong Tang, Peng Feng
  • Publication number: 20140019463
    Abstract: The invention provides a data filtering system and method, wherein the data filtering system comprises: an extracting unit for extracting property characteristic of source data and sending it to a selecting unit; the selecting unit for selecting at least one property characteristic based on which data filtering is performed and for sending the selected property characteristic to a filtering condition generating unit; the filtering condition generating unit which, according to the selected at least one property characteristic, generates at least one filtering module that corresponds to the at least one property characteristic respectively and combines the at least one filtering module to generate filtering conditions; a data filter analysis unit which performs the filtering on source data according to the filtering conditions to thereby generate target data.
    Type: Application
    Filed: December 30, 2011
    Publication date: January 16, 2014
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Zhe Xiao, Fan Yang
  • Publication number: 20140006247
    Abstract: The present invention is directed to the system, device, and method for the interaction of security information. In the method for the interaction of the security information disclosed herein, a security information file processing server performs the operations related to the transfer of the first resource based on the security information file generated through the request of the second user, and wherein a first user performs the data interaction with the security information file processing server through a first smart card to determine whether to perform the transfer operation of a second resource associated with the transfer of the first resource. The system, device, and method for the interaction of security information disclosed herein are of high security and reliability.
    Type: Application
    Filed: May 23, 2013
    Publication date: January 2, 2014
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Hongfeng Chai, Xiaojun Peng, Zhijun Lu, Hongwen Meng, Jian Liu, Xufeng LV, Haochen Li
  • Patent number: 8608064
    Abstract: A payment system and method of IC card and a multi-application IC card as well as payment terminal are proposed in the present invention. The terminal and the IC card perform off-line data authentication using an asymmetric key algorithm during an off-line transaction, and if the transaction is not approved in manner of off-line, the terminal and the IC card performs an on-line transaction via a host. Therefore, the payment system and method of IC card and the multi-application IC card as well as payment terminal disclosed in the present invention can be used both in machinery without on-line transaction environment and in standard merchant machinery with on-line transaction environment.
    Type: Grant
    Filed: August 24, 2010
    Date of Patent: December 17, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Jinyao Xu, Chunhuan Li, Chunye Hui, Jianning Bo, Hongwen Meng, Yanmei Zhou, Denfeng Han
  • Publication number: 20130290718
    Abstract: The present invention relates to network security technology, and particularly relates to a mobile storage device for data processing in security, and a data processing system comprising the mobile storage device, and a data processing method using the data processing system. According to the present invention, the mobile storage device for data processing in security comprising: at least one memory for storing a secret key; an interface circuit; and a processing unit for communicating with a remote device via the interface circuit and performing security processing and application processing, the security processing including data encryption and decryption with the secret key.
    Type: Application
    Filed: October 26, 2011
    Publication date: October 31, 2013
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Xiao Zhuang, Zhijun Lu, Shuo He, Hongwen Meng, Peng Ou
  • Patent number: 8527459
    Abstract: A system and a method for replicating data among heterogeneous databases are described. The system includes an initialization module for creating and initializing shared memory, a message queue and a semaphore; a processing module including a data reader, a data adapter and a data loader; a replication module for replicating the data in the shared memory to a target database according to the messages in the message queue; and a cleaning module for releasing the shared memory after the replication. The method includes creating and initializing the shared memory, the message queue and the semaphore; reading data from the source database, then converting the data into target data for a target database, and loading the target data in the shared memory; replicating the target data in the shared memory to the target database according to the messages in the message queue; and releasing the shared memory after the replication.
    Type: Grant
    Filed: August 31, 2010
    Date of Patent: September 3, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Yanming Yang, Lin Chen, Jinzhi Hua, Yuming Mao, Xiao Zhuang, Zhijun Lu
  • Patent number: 8510228
    Abstract: A card to card transfer method used in the financial system is provided in the present invention, and comprises an initializing step, a transferring step and a transaction confirming step, wherein the initializing step includes the steps of calculating and obtaining the public key certificate and checking the amount of the transaction and so on, and the transferring step includes the steps of performing the transaction and so on. The present invention can achieve the function of transferring the electronic cash between two cards and can prevent the risk of repeatedly transferring the money into the card for transfer-in by using the card for transfer-out and so on.
    Type: Grant
    Filed: April 15, 2011
    Date of Patent: August 13, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Zhi jun Lu, Shuo He, Hongwen Meng
  • Patent number: 8285899
    Abstract: A smart SD card and a method of accessing the same are disclosed, which resolve a problem of incompatibilities between drivers of various smart SD cards. The smart SD card includes a SD interface (201), a SD memory (203), a smart card (204) and a SD controller (202). The method of accessing the SD card includes: an application program performing a write operation on the smart card interface file and notifying the SD controller establishing a communication connection with the smart card; the application program reading the interface file and receiving response data returned by the smart card via the SD controller; the establishing of the connection being successful, the application program writing the smart card operation commands into the interface file, and the SD controller forwarding the commands to the smart card; the application program reading the interface file and receiving response data returned by the smart card via the SD controller.
    Type: Grant
    Filed: March 4, 2010
    Date of Patent: October 9, 2012
    Assignee: China Unionpay Co., Ltd.
    Inventors: Shuo He, Hongwen Meng, Jia Hu