Abstract: A bank teller-terminal machine includes a banknote dispenser that in a first mode of machine operation assists a human teller in providing personal service to customers across a counter under control of data entry made via a keyboard-and-display set at the teller's station. Removal of a key from a lock on the teller's keyboard switches the machine to its second, automatic, operational mode in which the dispenser dispenses under automatic programmed control in response to requests entered via a card reader and keyboard at the customer's station. The dispenser dispenses notes sideways into a pan which is sunk into the counter top and which has a lid slideable by the human teller to regulate customer access to the dispensed notes in the first, manned mode of operation.

Abstract: A money-dispensing system is operative to dispense packets of money in selected number to a bank customer in response to presentation to the system of his credit card and keyed-entry of a personal identification number corresponding uniquely to the account number recorded magnetically on the card. Magnetic heads read from the card recordings defining the maximum number N of packets that can be withdrawn in any period of D days, the date of card expiry, and, as of the last use of the card, the date of commencement of the next period of D days and the extent to which the limit N has not been reached. If the date of commencement of the next period, which date is recorded as the number of days to the end of the expiry year, is after the current date, the transaction proceeds with up-dating of the extent of use recording accordingly, provided the limit N is not exceeded.