Abstract: A standalone notification system, including a notification server which generates electronic messages to registered customers upon their request or upon a host business request. The customer provides the system with his/her messaging identification (“ID”), e.g. e-mail address, GSM (global system for mobile communications) or other mobile phone numbers that are able to accept, e.g., short message service (“SMS”) messages, facsimile number, and/or telephone number. Customers can register with the host notification server without having any relationship, banking or otherwise, with the host. Customers can choose between different notification channels such as e-mail, SMS message, fax or pager.
Type:
Grant
Filed:
April 12, 2001
Date of Patent:
August 16, 2016
Assignee:
Citigroup Credit Services, Inc. (USA)
Inventors:
Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins