Abstract: An improved front or back cover panel of a bound or loose-leaf notebook, book, journal, planner, calendar, ring binder, or the like, is provided with a notch, groove or slot on the outside surface of the cover panel, with a strap permanently or removably affixed to the outside surface of the front or back cover panel and extending across the notch, groove or slot, to removably receive and retain a pen, pencil, stylus or other type of writing instrument in the notch, groove or slot.