Patents Assigned to Collective Dynamics LLC
  • Patent number: 11068890
    Abstract: This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks, Merchants, Issuing Banks, Credit Reporting Bureaus, Insurance Companies, Healthcare Providers may customize the implementation of the services based on individual strategy and consumer preferences.
    Type: Grant
    Filed: November 30, 2017
    Date of Patent: July 20, 2021
    Assignee: COLLECTIVE DYNAMICS LLC
    Inventor: Steven V. Bacastow
  • Patent number: 9852426
    Abstract: This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks, Merchants, Issuing Banks, Credit Reporting Bureaus, Insurance Companies, Healthcare Providers may customize the implementation of the services based on individual strategy and consumer preferences.
    Type: Grant
    Filed: December 23, 2014
    Date of Patent: December 26, 2017
    Assignee: Collective Dynamics LLC
    Inventor: Steven V. Bacastow
  • Publication number: 20170091770
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Application
    Filed: December 9, 2016
    Publication date: March 30, 2017
    Applicant: Collective Dynamics LLC
    Inventor: Steven V. Bacastow
  • Patent number: 9530125
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Grant
    Filed: June 19, 2015
    Date of Patent: December 27, 2016
    Assignee: Collective Dynamics LLC
    Inventor: Steven V. Bacastow
  • Patent number: 9361611
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Grant
    Filed: March 27, 2015
    Date of Patent: June 7, 2016
    Assignee: COLLECTIVE DYNAMICS LLC
    Inventor: Steven V. Bacastow
  • Patent number: 9159061
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Grant
    Filed: September 24, 2013
    Date of Patent: October 13, 2015
    Assignee: COLLECTIVE DYNAMICS LLC
    Inventor: Steven V. Bacastow
  • Publication number: 20150287036
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Application
    Filed: June 19, 2015
    Publication date: October 8, 2015
    Applicant: COLLECTIVE DYNAMICS LLC
    Inventor: Steven V. Bacastow
  • Publication number: 20150206123
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Application
    Filed: March 27, 2015
    Publication date: July 23, 2015
    Applicant: COLLECTIVE DYNAMICS LLC
    Inventor: Steven V. Bacastow
  • Patent number: 8577804
    Abstract: A method for facilitating the widespread use of the PIN-Debit payment method for Internet “eCommerce” and mobile payments sales which requires little or no change for the cardholders, merchants, debit networks and card issuers based primarily on the introduction of a layer of middleware and wherein the Debit Networks and Issuing Banks may customize the implementation of the services based on individual strategy and cardholder preferences.
    Type: Grant
    Filed: February 20, 2009
    Date of Patent: November 5, 2013
    Assignee: Collective Dynamics LLC
    Inventor: Steven V. Bacastow