Abstract: A process for insurance policy exchange. A client has a ceding carrier's issued policy and a distributor has a replacement policy application. The distributor has placed an order for the replacement policy with a gaining carrier. The gaining carrier employs an insurance exchange system dashboard to construct and place a relinquishment request to the ceding carrier. This informs the ceding carrier about the order and includes signed transfer request and other needed forms for the exchange. The gaining carrier reviews the relinquishment request to determine whether to approve or reject it. Then the ceding carrier employs the insurance exchange system dashboard to construct and place a disposition to the gaining carrier. This disposition includes an approval or a rejection of the relinquishment request. The insurance exchange system dashboard is a server computerized system hosted on a global communications network and provides templates for constructing the relinquishment request and the disposition.

Abstract: An system for operating a portal to provide an electronic document including a signature field to a signer for signature, wherein the signer has a personal electronic device that includes a browser application. Providing the document at a remote server. Providing the device with a web link to the document. Forming a connection between the device and the server via a communications network, responsive to activating of the web link. Accepting the signature of the signer. Communicating the document containing the signature of the signer to the server.

Abstract: A computer-based method and system for capturing and verifying a handwritten signature. The handwritten signature may relate to a document, such as an electronically stored document. An image of the document is displayed. A user signs the document electronically, and the handwritten signature is electronically captured. A set of measurements relating to the handwritten signature is determined and stored in a signature envelope. Optionally, a checksum of a checksum of the document can be determined and stored in the signature envelope. The claimed identity of the signatory can also be stored in the signature envelope. The signature envelope is encrypted. The signature envelope can be communicated to another application or computer platform, or stored for later verification. The signature envelope is decrypted, and the set of measurements stored in the signature envelope are compared against a known set of handwritten signature measurements to verify the identity of the signatory.