Abstract: A system and a method that reduces or optimizes resources, such as computer hardware, of a system used to manage large scale business operations. The system and method provides informed decisions and analysis to address higher risk areas in real time on any occasion, while ensuring overall risk of the business system or systems is maintained below a desired threshold or thresholds. The system and method includes carrying out risk assessment based on trends in decision making and assessing the current risk, such as deciding which aspects of the business is at risk and needs to be monitored closely in real time while other aspects of the business having less risk can be monitored at a slower pace (e.g., in batch mode) using cost-effective resources, without endangering the overall health of the business being monitored.