Abstract: A system, method and computer-readable medium for interfacing with an EMV compliant chip card having an embedded microchip. A transaction computer includes a virtual credit card terminal running in a web browser and that is in communication with an EMV card reader having a chip card slot. The virtual terminal defines a first EMV transaction and a second EMV transaction based upon user input. The virtual terminal then causes the embedded microchip of the EMV chip card to generate a first cryptogram associated with the first transaction and a second cryptogram associated with the second transaction during a contact interface session or a contactless interface session. The virtual terminal then authenticates the first and second cryptograms over a computer network with a card issuer. Once authenticated, the virtual terminal completes the first transaction and the second transaction.

Abstract: A system, method and computer-readable medium for interfacing with an EMV compliant chip card having an embedded microchip. A transaction computer includes a virtual credit card terminal running in a web browser and that is in communication with an EMV card reader having a chip card slot. The virtual terminal defines a first EMV transaction and a second EMV transaction based upon user input. The virtual terminal then causes the embedded microchip of the EMV chip card to generate a first cryptogram associated with the first transaction and a second cryptogram associated with the second transaction during a contact interface session or a contactless interface session. The virtual terminal then authenticates the first and second cryptograms over a computer network with a card issuer. Once authenticated, the virtual terminal completes the first transaction and the second transaction.

Abstract: A system, method and computer-readable medium for interfacing with an EMV compliant chip card having an embedded microchip. A transaction computer includes a virtual credit card terminal running in a web browser and that is in communication with an EMV card reader having a chip card slot. The virtual terminal defines a first EMV transaction and a second EMV transaction based upon user input. The virtual terminal then causes the embedded microchip of the EMV chip card to generate a first cryptogram associated with the first transaction and a second cryptogram associated with the second transaction during a contact interface session or a contactless interface session. The virtual terminal then authenticates the first and second cryptograms over a computer network with a card issuer. Once authenticated, the virtual terminal completes the first transaction and the second transaction.