Abstract: A value-transfer payment system, having an electronic device, an operations center, a blockchain, a decentralized mesh networking, and an identification confidence-based system. The blockchain is associated to the decentralized mesh networking to define an immutable and decentralized platform that allows users to transfer funds. The electronic device is a computer device or a teller machine. The blockchain associated with the decentralized mesh networking is accessed via Internet with the computer device through a central website, mobile applications, or through third-party website/mobile applications or through the teller machine. The decentralized mesh networking has a plurality of nodes operatively associated to each other. The value-transfer payment system works in rural locations through the decentralized mesh networking, whereby the users are allowed for transfer the funds with or without the availability of traditional dial-up, broadband, or wireless Internet connectivity.

Abstract: A personal locational and messenger device and system having a decentralized mesh network, a blockchain, and a device operatively associated with a non-transitory computer readable medium. The blockchain is implemented through application programming interfaces and software development kits. The blockchain is associated with the decentralized mesh network to define a personal location platform and a messenger platform. The decentralized mesh network has a plurality of nodes operatively associated to each other. The decentralized mesh network has a full mesh topology or a partial mesh topology. The device communicates through the decentralized mesh network. The blockchain stores a personal location and messages provided by users. The decentralized mesh network disseminates the personal location and the messages.