Patents Assigned to Credit Verification Corporation
  • Patent number: 5687322
    Abstract: A system and method is disclosed for customer promotion. A terminal enters a customer's identification code, along with customer transaction data, at the point-of-sale. A memory stores a database of previously entered customer identification codes and transactions data. Circuitry is provided for generating a signal representative of a customer's shopping history, wherein incentive coupons may be issued to customers in dependence upon the signal.
    Type: Grant
    Filed: June 1, 1995
    Date of Patent: November 11, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5675662
    Abstract: A system and method is disclosed for retail store marketing. A memory stores a database of existing customers of the retail store. The database includes a unique customer identification code for each customer. A memory stores a list of unique identification codes for prospective customers of the store who reside in a predetermined geographical area relative to the store. Circuitry compares the unique identification codes in the stored database of existing customers with the stored list of unique identification codes of prospective customers. Circuitry eliminates data from the list of prospective customers relating to the store's existing customers, such that a non-customer database is produced for use in marketing.
    Type: Grant
    Filed: September 6, 1994
    Date of Patent: October 7, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5659469
    Abstract: The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account. The customer identification code is automatically used to provide check verification as well as to provide various targeted marketing techniques based upon the customer's prior transactional history with the store.
    Type: Grant
    Filed: April 27, 1995
    Date of Patent: August 19, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5649114
    Abstract: A system and method for customer promotion. A terminal enters a customer's identification code, along with customer transaction data, at the point-of-sale. A memory stores a database of previously entered customer identification codes and transactions data. Circuitry is provided for generating a signal representative of a customer's shopping history, wherein incentive coupons may be issued to customers in dependence upon the signal.
    Type: Grant
    Filed: June 1, 1995
    Date of Patent: July 15, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5644723
    Abstract: A system and method is disclosed for customer promotion. A terminal enters a customer's identification code, along with customer transaction data, at the point-of-sale. A memory stores a database of previously entered customer identification codes and transactions data. Circuitry is provided for generating a signal representative of a customer's shopping history, wherein incentive coupons may be issued to customers in dependence upon the signal.
    Type: Grant
    Filed: January 4, 1994
    Date of Patent: July 1, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5642485
    Abstract: A system and method is disclosed for customer promotion. A terminal enters a customer's identification code, along with customer transaction data, at the point-of-sale. A memory stores a database of previously entered customer identification codes and transactions data. Circuitry is provided for generating a signal representative of a customer's shopping history, wherein incentive coupons may be issued to customers in dependence upon the signal.
    Type: Grant
    Filed: June 1, 1995
    Date of Patent: June 24, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5638457
    Abstract: The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account. The customer identification code is automatically used to provide check verification as well as to provide various targeted marketing techniques based upon the customer's prior transactional history with the store.
    Type: Grant
    Filed: February 28, 1994
    Date of Patent: June 10, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5621812
    Abstract: A system and method is disclosed for customer promotion. A terminal enters a customer's identification code, along with customer transaction data, at a point of sale. A memory stores a database of previously entered customer identification codes and transaction data. Circuitry is provided for generating a signal representative of a customer's shopping history, wherein incentive coupons may be issued to customers in dependence upon the signal.
    Type: Grant
    Filed: May 17, 1993
    Date of Patent: April 15, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5592560
    Abstract: The present invention includes a system for performing retail targeted marketing on customers. The system comprises a terminal for entering selected indicia from identification presented by customers at a point-of-sale in order to generate an identification code for each customer. A reader detects the machine readable product code on products purchased by the customers. A processor responsive to the terminal and the reader creates a centralized database of the store's customers' data relating to product codes of products previously purchased by the customers during previous visits, in association with the customer's unique identification codes. The processor generates a signal upon entry of the identification codes of customers whose transactions meet predetermined product purchasing history criteria.
    Type: Grant
    Filed: September 8, 1994
    Date of Patent: January 7, 1997
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5448471
    Abstract: The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account. The customer identification code is automatically used to provide check verification as well as to provide various targeted marketing techniques based upon the customer's prior transactional history with the store.
    Type: Grant
    Filed: March 30, 1994
    Date of Patent: September 5, 1995
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5430644
    Abstract: The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account. The customer identification code is automatically used to provide check verification as well as to provide various targeted marketing techniques based upon the customer's prior transactional history with the store.
    Type: Grant
    Filed: November 9, 1994
    Date of Patent: July 4, 1995
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5388165
    Abstract: The present invention includes automatic check reading techniques which enables the detection of a customer's checking account number on a check, regardless of the bank, bank branch or type of account. The customer identification code is automatically used to provide check verification as well as to provide various targeted marketing techniques based upon the customer's prior transactional history with the store.
    Type: Grant
    Filed: January 4, 1994
    Date of Patent: February 7, 1995
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5327508
    Abstract: A method and system is disclosed for performing targeted marketing on infrequent shoppers. A check reader is provided for automatically reading the MICR code of a plurality of checks drawn on a plurality of different banking institutions. Circuitry detects the customer's checking account number in the MICR code of the checks. A terminal enters data relating to the customer's shopping habits. A database of the store's customers is created in response to the check reader, circuitry for detecting, and terminal. The selection is then made of a list of customers from the database who have not shopped at the store since a pre-selected date.
    Type: Grant
    Filed: February 10, 1993
    Date of Patent: July 5, 1994
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5305196
    Abstract: A method and system is disclosed for building a database for use in a retail store marketing program. A reader scans a customer's check which has been received at the retail store to detect a checking account identification number. The checking account identification number provides a unique customer identification code to distinguish between a plurality of customers using a plurality of different banking institutions. A data processor includes a stored database of unique customer identification codes. Circuitry is provided for transmitting the detected unique customer identification code to a data processor. The processor is operable for comparing the unique customer identification code against the stored database and for detecting the occurrence of a match between information in the stored database and the detected unique customer identification code.
    Type: Grant
    Filed: May 19, 1992
    Date of Patent: April 19, 1994
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5237620
    Abstract: A check reader and method is disclosed for reading a check MICR code having a plurality of fields including a checking account number. A reader head detects a MICR code on a check and generates electrical signals representative of the MICR code. Circuitry omits portions of the MICR code except a predetermined portion thereof, such that the predetermined portion of the MICR code can be detected regardless of its location within the MICR code fields.
    Type: Grant
    Filed: May 19, 1992
    Date of Patent: August 17, 1993
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel
  • Patent number: 5201010
    Abstract: A method and system is disclosed for performing targeted marketing on infrequent shoppers. A check reader is provided for automatically reading the MICR code of a plurality of checks drawn on a plurality of different banking institutions. Circuitry detects the customer's checking account number in the MICR code of the checks. A terminal enters data relating to the customer's shopping habits. A database of the store's customers is created in response to the check reader, circuitry for detecting, and terminal. The selection is then made of a list of customers from the database who have not shopped at the store since a preselected date.
    Type: Grant
    Filed: May 19, 1992
    Date of Patent: April 6, 1993
    Assignee: Credit Verification Corporation
    Inventors: David W. Deaton, Rodney G. Gabriel