Abstract: SYSTEMS (“VSM”) transform insurance renewal requests via VSM components into VSM sticker color display change. A VSM sticker is described, including a Near Field Communication (NFC) chip configured to communicate with a user mobile device for vehicle status information; an energy supply component providing energy supplies; a color layer having a solid color display wherein the displayed color is changeable upon electronic instructions; and a memory storing the vehicle status information and the electronic instructions to change the displayed color of the color layer.