Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
Type:
Application
Filed:
July 9, 2021
Publication date:
October 28, 2021
Applicant:
De Lage Landen Financial Services
Inventors:
Rafael ROSATO, Elsie LIBERTINI, Scott PHELPS, Michael NAPIER, Joshua HARRISON, Heather WILSON, Tim GALLAGHER
Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
Type:
Grant
Filed:
December 10, 2014
Date of Patent:
July 13, 2021
Assignee:
DE LAGE LANDEN FINANCIAL SERVICES
Inventors:
Scott Phelps, Elsie Libertini, Rafael Rosato, Michael Napier, Joshua Harrison, Heather Wilson, Tim Gallagher
Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
Type:
Application
Filed:
December 10, 2014
Publication date:
June 11, 2015
Applicant:
De Lage Landen Financial Services
Inventors:
Scott PHELPS, Elsie LlBERTINI, Rafael ROSATO, Michael NAPIER, Joshua HARRISON, Heather WILSON, Tim GALLAGHER