Patents Assigned to De Lage Landen Financial Services
  • Publication number: 20210334782
    Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
    Type: Application
    Filed: July 9, 2021
    Publication date: October 28, 2021
    Applicant: De Lage Landen Financial Services
    Inventors: Rafael ROSATO, Elsie LIBERTINI, Scott PHELPS, Michael NAPIER, Joshua HARRISON, Heather WILSON, Tim GALLAGHER
  • Patent number: 11062293
    Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
    Type: Grant
    Filed: December 10, 2014
    Date of Patent: July 13, 2021
    Assignee: DE LAGE LANDEN FINANCIAL SERVICES
    Inventors: Scott Phelps, Elsie Libertini, Rafael Rosato, Michael Napier, Joshua Harrison, Heather Wilson, Tim Gallagher
  • Publication number: 20150161583
    Abstract: A method for managing a financing or lease of a product and/or service, the method executing on a computing device, the method including: receiving a price of the product to be financed or leased; receiving an amount of the price of the product to be financed; selecting a rate card; determining a current finance rate based upon the rate card that is selected; selecting a purchase option for the product and/or service; selecting a contract term of the financing or lease related to the purchase or lease the product and/or service; determining a payment amount for the product based on the inputted price of the product to be financed or leased, the amount of the price of the product to be financed, the current finance rate, the purchase option selected, and the term of the financing or lease selected; and displaying the payment amount that is determined.
    Type: Application
    Filed: December 10, 2014
    Publication date: June 11, 2015
    Applicant: De Lage Landen Financial Services
    Inventors: Scott PHELPS, Elsie LlBERTINI, Rafael ROSATO, Michael NAPIER, Joshua HARRISON, Heather WILSON, Tim GALLAGHER