Abstract: A system and method for measuring health-related activity from a participant. The method includes measuring a health-related activity of a participant including heart rate, active calories, and a number of steps from one or more wearable devices on the participant. Health-related activity information is displayed on a wireless handheld device to the participant. The device receives a defined health-related activity target with an associated discount to a scheduled payment owed by the participant for a good or a service. The following steps are periodically performed: i) accessing information on a scheduled payment being made for a product or service by the participant; ii) accessing data recorded by the one or more wearable sensors; iii) calculating a progress of the participant meeting the defined health-related activity target based on the data recorded and the defined health-related activity target; and iv) sending an update to the display with the progress.

Abstract: A computer and mobile computing devices are used to determine participation in a health improvement plan. Data is stored pertaining to the identification of a members of the health improvement plan, as well as data pertaining to the identification of a mobile computing devices associated with the members. Additionally, data is stored pertaining to a set of locations each pertaining to a predetermined health improvement facility. As members use the health related facilities, information is received from a member's mobile computing device pertaining to a location of the mobile computing device within a predetermined distance with respect to a location within the set of locations. The time at which a location of the mobile computing device is within the predetermined distance, at a plurality of different times is stored, and then the stored time is analyzed to determine a level of participation of the member with the wellness program.