Patents Assigned to Diebold Self-Service Systems
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Patent number: 11100763Abstract: In an example embodiment, there is disclosed herein an apparatus with a transceiver coupled with a bus; and a plurality of interfaces coupled with a plurality of lighting devices, and lead through indicator (LTI) logic coupled with the transceiver and the plurality of interfaces. The LTI logic is operable to receive a signal via the bus with data for operating a selected one of the plurality of lighting devices. The LTI logic determines an interface and a channel for the selected one of the plurality of lighting devices. The LTI logic send a signal to the selected one of the plurality of lighting devices on the connector and channel corresponding to the selected one of the plurality of lighting devices to operate the selected lighting device in accordance with the data for operating the selected one of the plurality of lighting devices.Type: GrantFiled: October 13, 2015Date of Patent: August 24, 2021Assignee: Diebold Self-Service SystemsInventors: Randall W. Jenkins, Songtao Ma, Rani Solic
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Patent number: 9679278Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.Type: GrantFiled: December 17, 2013Date of Patent: June 13, 2017Assignee: Diebold Self-Service SystemsInventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
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Patent number: 9129467Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: November 24, 2014Date of Patent: September 8, 2015Assignee: Diebold Self-Service SystemsInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
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Patent number: 9033221Abstract: An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.Type: GrantFiled: February 18, 2013Date of Patent: May 19, 2015Assignee: Diebold Self-Service SystemsInventors: Natarajan Ramachandran, Mark A. Douglass
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Patent number: 8695874Abstract: A card actuated automated banking machine (152,198,200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with a least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: April 15, 2013Date of Patent: April 15, 2014Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 8540145Abstract: An automated banking machine operates responsive to data bearing records to cause financial transfers. The automated banking machine includes a card reader operative to read card data from user cards. The machine is operative to cause financial transfers responding at least in part to a determination that the read card data corresponds to at least one of an authorized user or an authorized financial account. The machine includes a display and a printer to produce records of financial transfers carried out with the machine. The machine includes a housing including a chest. The chest is supported on a depository safe. The safe includes a depository head that extends upward on the safe and in front of the chest.Type: GrantFiled: January 14, 2013Date of Patent: September 24, 2013Assignee: Diebold Self-Service SystemsInventor: Steven R. Davis
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Patent number: 8540142Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 24, 2012Date of Patent: September 24, 2013Assignee: Diebold Self-Service SystemsInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 8479985Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine may also include a portal device that is operative to cause the display, card reader and other devices in the machine to operate in response to communications through the portal device.Type: GrantFiled: February 1, 2013Date of Patent: July 9, 2013Assignee: Diebold Self-Service SystemsInventors: Mark Kropt, Brian McClain, Robert Konecny, James Meek, Nicholas T. Billett, Jr., Balaji Devarasetty
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Patent number: 8474702Abstract: A banking system is controlled responsive to data read from data bearing records. The system includes a card reader that operates to read identifying data from user cards, and can authorize operation of an automated banking machine responsive to the identifying data. The machine can generate and present a check to the machine user in response to user inputs. The machine presents an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same machine receiving the generated check, the user is provided with cash dispensed from the machine. The machine also allows the user to select having a canceled check image displayed at the machine and/or sent to the user's network address.Type: GrantFiled: July 23, 2012Date of Patent: July 2, 2013Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, Jay Paul Drummond, Michael A. Meffie, Daniel D. Wasil
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Patent number: 8434678Abstract: An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read characteristic to a remote card validator. The card validator can compare the received data to referenced magnetic characteristic data corresponding to cards authorized for use with the machine. The machine can also communicate with a transaction host computer to carry out a financial transaction. As a result of the magnetic data comparison, an invalid card can be discovered and a fraudulent transaction prevented. Communication between the card validator and machine is independent from communication between the transaction host and machine.Type: GrantFiled: November 17, 2011Date of Patent: May 7, 2013Assignee: Diebold Self-Service SystemsInventors: James Meek, H. Thomas Graef
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Patent number: 8418916Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).Type: GrantFiled: September 2, 2011Date of Patent: April 16, 2013Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 8418917Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 24, 2012Date of Patent: April 16, 2013Assignee: Diebold Self-Service SystemsInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 8348151Abstract: Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's cell phone, a customer request for directions to the nearest cash dispensing machine that does not have a transaction fee. The customer request can include account data and GPS location of the cell phone. The service center can determine from the account data which financial networks would not cause the customer to be assessed a transaction fee for a cash withdrawal. The service center can then determine from the GPS locations of the machines in these financial networks, which machine is geographically closest to the cell phone's GPS location. Directions to this nearest automated banking machine are then sent to the cell phone.Type: GrantFiled: March 5, 2012Date of Patent: January 8, 2013Assignee: Diebold Self-Service SystemsInventors: James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
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Patent number: 8342398Abstract: An automated banking machine operates using data read from user cards. The machine is operative to transfer funds in accounts. The machine includes a user fascia adapted to be held by a lock adjacent an opening of a housing supported atop a chest. The fascia is supported by the housing through two horizontally-disposed members. The fascia is movable away from the housing. The machine includes serviceable components supported within the housing or by the fascia. A machine servicer may stand between the two horizontally-disposed members while servicing the machine. The housing additionally includes a rear panel similarly movably mounted with two other horizontally-disposed members for use in servicing rear components.Type: GrantFiled: March 12, 2012Date of Patent: January 1, 2013Assignee: Diebold Self-Service SystemsInventors: Mark A Douglass, Daniel Schoeffler, Dave Kraft, Richard C. Lute, Jr.
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Patent number: 8342395Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine may include a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine is operative to authenticate firmware in at least one hardware component of the machine prior to causing the at least one hardware component to carry out a transaction function.Type: GrantFiled: July 29, 2011Date of Patent: January 1, 2013Assignee: Diebold Self-Service SystemsInventors: Erich Muschellack, Marcelo Soares de Castro, Luiz Alexandre Lopez de Oliveira
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Patent number: 8317087Abstract: An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. The automated banking machine carries out banking transactions related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of AC power and a transaction network. The machine also carries out certain exception instructions when disconnected from its power source and/or network connection.Type: GrantFiled: March 11, 2008Date of Patent: November 27, 2012Assignee: Diebold Self-Service SystemsInventors: Tim Crews, Natarajan Ramachandran
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Patent number: 8281986Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: GrantFiled: June 26, 2009Date of Patent: October 9, 2012Assignee: Diebold Self-Service SystemsInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
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Patent number: 8281985Abstract: A card activated cash dispensing automated banking machine operates responsive to data included on user cards. A system and method for producing the automated banking machine incorporating a plurality of hardware devices in the automated banking machine responsive to order data associated with a purchase order for the automated banking machine. The hardware devices include a card reader, a cash dispenser, at least one processor, at least one hard drive, and at least one output device. The order data includes at least one hardware part number corresponding to at least one of the devices, at least one software part number corresponding to at least one software component, and at least one customization part number corresponding to at least one customization file. The system and method include installing the software component and the customization file on the at least one hard drive of the machine, through operation of the at least one server responsive to the order data.Type: GrantFiled: December 21, 2007Date of Patent: October 9, 2012Assignee: Diebold Self-Service SystemsInventors: Richard A. Steinmetz, Richard P. Brunt, James Meek, Charles E. Ducey, Jr., Victor A. Cogan
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Patent number: 8220707Abstract: An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.Type: GrantFiled: March 21, 2011Date of Patent: July 17, 2012Assignee: Diebold Self-Service SystemsInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.
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Publication number: 20110303745Abstract: An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.Type: ApplicationFiled: August 19, 2011Publication date: December 15, 2011Applicant: Diebold Self-Service SystemsInventors: Randall Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson