Patents Assigned to Diebold Self-Service Systems a division of Diebold, Incorporated
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Patent number: 7721953Abstract: An automated banking machine (10) operates responsive to data read from data bearing records. The machine includes a card reader that is operative to read data from user cards corresponding to financial accounts. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of unauthorized card reading devices. Servicing the machine is facilitated through use of a portable diagnostic article (98) which enables the controller to access diagnostic data stored in memory and which provides data indicative of the significance of the diagnostic data.Type: GrantFiled: February 20, 2009Date of Patent: May 25, 2010Assignee: Diebold Self-Service Systems division of Diebold IncorporatedInventors: Steven Shepley, Glenda Griswold
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Patent number: 7725393Abstract: A plurality of ATMs of different financial institutions include ATM software that enables them to individually selectively access different ATM applications through network communication with a remote server of an application service provider (ASP). The ATM software also allows the ATMs to carry out transaction responsive to instructions included in ATM application accessed from the ASP server. The ASP server uses a thin client model or remote windowing to execute individual ATM application sessions for each ATM connected to the server. The ATMs run limited capability thin client software to serve as portals to the ATM sessions executing on the ASP servers. The right to access ASP server side ATM applications is provided to the financial institutions in exchange for payment to the ASP. Server software can cause charges to be assessed on a time basis, a per ATM basis, or a per transaction basis.Type: GrantFiled: February 3, 2003Date of Patent: May 25, 2010Assignee: Diebold Self-Service Systems a division of Diebold, IncorporatedInventors: Jay Paul Drummond, Dale H. Blackson, Mark D. Smith
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Patent number: 7721950Abstract: An ATM apparatus includes a sheet storage container selectively positionable within the secure chest portion of the ATM. A monitoring mechanism provides audible feedback when the sheet storage container is moved into an operational position. The sheet storage container can be a free-fall container or a stacking cassette.Type: GrantFiled: October 5, 2006Date of Patent: May 25, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, R. Matthew Dunlap, Zachary Utz, Daniel Schoeffler, Shawn Griggy, Natarajan Ramachandran
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Patent number: 7721951Abstract: A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an input device which when manually operated from within the safe causes the cash dispenser to accept data usable to authenticate communicates received from a computer located outside the safe in the automated banking machine. The cash dispenser is operative responsive to authenticated communication to dispense cash.Type: GrantFiled: June 11, 2007Date of Patent: May 25, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Donald Parsons, Judith Edwards, Donald McCoy, James Block
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Patent number: 7717331Abstract: A automated banking machine (10) operates responsive to data read from user cards to carry out financial transactions, and method of operating the machine is provided. The method includes causing with a terminal application, at least one transaction function device of the automated banking machine to operate through at least one communication with an XFS layer of the automated banking machine. The automated banking machine may include a cash dispenser and the transaction function may include dispensing cash.Type: GrantFiled: July 28, 2008Date of Patent: May 18, 2010Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Steven Shepley, Sergio Pellegrini, Marcelo Soares de Castro, Glenda Griswold, Aarthi Rao, Kristen Stewart, Deborah Arney, James Block
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Patent number: 7716096Abstract: An application service provider (ASP) and automated transaction machine method and system is provided. The method includes providing a plurality of individually accessible server side ATM applications through at least one ASP server. The method further includes enabling a plurality of ATMs to selectively access each server side ATM application through communication with the at least one ASP server. The method also includes performing services for the ATMs with the at least one ASP server responsive to the plurality of server side ATM applications.Type: GrantFiled: February 3, 2003Date of Patent: May 11, 2010Assignee: Diebold Self-Service Systems a division of Diebold, IncorporatedInventors: Jay Paul Drummond, Dale H. Blackson, Mark D. Smith
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Patent number: 7712657Abstract: An automatic banking machine includes at least one computer, a card reader, transaction function devices, and a display. The display includes a touch display surface having multiple spaced user locations at which transaction sessions by different user can be concurrently conducted. Multiple users can at the same time receive visible outputs from the display surface and provide inputs through physical contact with the display surface. An eye sensing device enables the display surface, based on sensing where a user is looking at the display surface, to display data at the user location.Type: GrantFiled: November 13, 2008Date of Patent: May 11, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.
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Patent number: 7690562Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.Type: GrantFiled: May 30, 2008Date of Patent: April 6, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sean Haney, Jeffery M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
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Patent number: 7686213Abstract: Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's identifier. The memory includes customer account data. A customer uses their phone to establish wireless communication with a transaction host. The customer can transmit to the host a request for cash from the ATM. The request includes the account data and the image. The host can use the account data in payment for the requested cash. The host uses the image to identify the particular ATM associated with the request. After payment, the host causes the identified ATM to dispense the requested cash.Type: GrantFiled: December 5, 2008Date of Patent: March 30, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventor: Natarajan Ramachandran
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Patent number: 7686211Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186) and at least one processor (190). The automated banking machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).Type: GrantFiled: August 21, 2008Date of Patent: March 30, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 7677444Abstract: A banking system controlled by data bearing records. The system includes an automated banking machine (10) including a card reader (16) operative to read identifying data from user cards. The identifying data is used authorize operation of the automated banking machine. The banking machine includes a user interface (15). The user interface includes a card reader, receipt printer opening (30), cash dispensing opening (38), and deposit accepting opening (40). Multicolor light emitting devices (17, 31, 41, 43) are adjacent to and associated with a respective location where a user interacts with a particular transaction function device of the machine. One or more machine controllers (64) are selective to control the output color and duration of each light emitting device responsive to programming associated with the controller and an operative condition of the associated transaction function device.Type: GrantFiled: January 14, 2008Date of Patent: March 16, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Kenneth Turocy, Jim Booth, Natarajan Ramachandran
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Publication number: 20100059587Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data is linked in a data store to both a customer's financial account and a cell phone assigned to that customer. In response to the user's transaction request, contact data for the assigned cell phone is determined from the data store using the read card data. A transaction security code is then sent to that cell phone. The transaction is allowed to proceed only if the user inputs the sent security code to the machine within a predetermined amount of time. Transaction allowance may also be based on a real time determination that the assigned cell phone is physically located proximate the machine.Type: ApplicationFiled: September 4, 2009Publication date: March 11, 2010Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson, Mark A. Douglass, Caren R. Blackson
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Patent number: 7669845Abstract: An automated banking machine (10) includes at least one sheet dispensing mechanism (34, 36, 38, 40, 210). Each sheet dispensing mechanism includes a picking member (72, 212). The picking member rotates, and with each rotation causes an end sheet to be picked from a stack (42, 264) of sheets. The picking member (212) includes an arcuate projecting portion (258) that reduces the risk of damage to the leading edge areas of sheets due to opposed picking and stripping forces.Type: GrantFiled: March 26, 2007Date of Patent: March 2, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, Ken Kontor, Michael Harty, Brian Jones
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Patent number: 7661584Abstract: Method of assembling components of an automatic banking machine or ATM. The ATM includes a top housing cover having a forward region and an upper fascia having a rearwardly extending portion that selectively overlays the forward region. The ATM includes a lower fascia having first and second side extensions that selectively overlay first and second forward regions of a safe or secure enclosure. The ATM may include a pivotal processor case for ease of installation and/or servicing of banking components. The safe housing may include dual openings for use in either a front-load or rear-load ATM. Banking machine components such as displays, card readers, receipt printers, and keypads may be installed or serviced by extending a rollout mounting tray or by rearwardly sliding the top housing.Type: GrantFiled: June 2, 2006Date of Patent: February 16, 2010Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep
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Patent number: 7661583Abstract: An automated banking machine includes a cash dispenser. Servicing the machine is facilitated through use of a portable diagnostic article which enables the controller to access diagnostic data stored in memory and which provides data indicative of the significance of the diagnostic data. A portable article of computer readable and writable media is also operative to cause the computer to gather data concerning the banking machine and record it on the media through a drive. The data gathered is then analyzed by a separate analysis computer.Type: GrantFiled: May 23, 2005Date of Patent: February 16, 2010Assignee: Diebold Self-Service Systems division of Diebold IncorporatedInventors: Mark Schlabach, James Meek, Damon J. Blackford, Robert W. Barnett, Joseph P. Newman, Paul Mercina, Steven Shepley, Glenda Griswold, Christyan Moauro, Nick Billett
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Patent number: 7658320Abstract: An automated banking machine includes a lower fascia covering the door of the chest or secure enclosure. The lower fascia is movably mounted in supporting connection to the chest housing to permit access to the chest door. An inwardly extending flange supported on the lower fascia engages the chest door when the lower fascia is in an accessible position and the chest door is open. The chest door is thus retained in an open condition for access to the secure area for restocking a currency dispensing mechanism or servicing ATM components.Type: GrantFiled: June 2, 2006Date of Patent: February 9, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep
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Patent number: 7660767Abstract: An automated teller machine (ATM) (10) includes a display device (14), an input device (16), a cash acceptor (22), and a cash dispenser (24). The ATM also has access to a network, such as the Internet. The ATM enables a user thereof to make online purchases of goods and to receive from the user a cash payment for the purchase through a cash acceptor. The ATM administrator pays the merchant who supplies the goods. An ATM may be operative to also dispense purchased digital content and/or gift certificates. Purchased goods may also be hand delivered to an indicated address. The ATM may be further operative to charge a user fee for transactions.Type: GrantFiled: February 27, 2003Date of Patent: February 9, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David Schultz, Dale H. Blackson, Nat Ramachandran, Mark D. Smith
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Patent number: 7658321Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: August 10, 2007Date of Patent: February 9, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Athena Greco, Jeffrey A. Hill, Natarajan Ramachandran, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, Jr., David A. Barker
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Patent number: 7654450Abstract: An automated banking machine (152) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a keypad (172), a printer (174), a bill dispenser (176), a coin dispenser (178), a code reading device (180), a display (182), a cash acceptor (184), a check acceptor (186) and a biometric reader (188). The banking machine operates responsive to indica read from user cards. The banking machine operates responsive to instructions executed by at least one processor (190) in the machine. The banking machine is operative responsive to reading gaming tickets or other items through operation of the code reading device, and/or a biometric feature reading device, to dispense cash or provide other value to users. The banking machine is also operative to cause value to be transferred by users for the purchase of gaming items.Type: GrantFiled: September 10, 2008Date of Patent: February 2, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
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Patent number: 7654448Abstract: A method provides for accessing automated banking machine components for servicing. A lower fascia is moved from a covering position to an accessible position to permit access to a door selectively closing an opening to the secure area of a chest or secure enclosure of an ATM. The open chest door is retained in an open condition by engagement with the lower fascia.Type: GrantFiled: June 2, 2006Date of Patent: February 2, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Zachary Utz, Pedro Tula, Klaus Steinbach, Natarajan Ramachandran, Mark Estep