Patents Assigned to Diebold Self-Service Systems division of Diebold, Incorporated
  • Patent number: 9203548
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Grant
    Filed: November 27, 2013
    Date of Patent: December 1, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 9177449
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.
    Type: Grant
    Filed: March 15, 2012
    Date of Patent: November 3, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
  • Patent number: 9098961
    Abstract: In an example embodiment, an automated banking machine that includes a computer, a camera, a display and an audio output device and is operative to cause visual outputs through the display and audio outputs through the audio output device, which correspond to a simulated person. The camera is in operative connection with the computer, and provides camera data to the computer. The computer is responsive at least in part to the camera data to cause eyes of the output simulated person to be directed toward the eyes of the machine user.
    Type: Grant
    Filed: December 14, 2012
    Date of Patent: August 4, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
  • Patent number: 9082253
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader and a touch screen display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination that the read card data corresponds to an authorized financial account. Data corresponding to a user input character is resolved by the at least one processor responsive to contact with the touch screen display input surface, which may not include any visible output indicia that corresponds to the input character.
    Type: Grant
    Filed: October 26, 2011
    Date of Patent: July 14, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Michael J. Harty, Randall W. Jenkins, Tim Crews, Natarajan Ramachandran
  • Patent number: 9082252
    Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. In an example embodiment, the machine is operative to produce an audio output including verbal information through a headphone port to a headphone.
    Type: Grant
    Filed: March 25, 2014
    Date of Patent: July 14, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Bruce Bowen, Lee Kravitz, James Trocme
  • Patent number: 9070244
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: October 14, 2013
    Date of Patent: June 30, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Songtao Ma
  • Patent number: 9047728
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: June 2, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Sathish Irudayam, Nicholas Schott, Willis Miller, Matthew Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
  • Patent number: 9038891
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 8, 2014
    Date of Patent: May 26, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffrey M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9038892
    Abstract: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Grant
    Filed: April 22, 2014
    Date of Patent: May 26, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: H. Thomas Graef, William Beskitt
  • Patent number: 9010629
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: September 30, 2014
    Date of Patent: April 21, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 9004353
    Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.
    Type: Grant
    Filed: March 11, 2013
    Date of Patent: April 14, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
  • Patent number: 9004352
    Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: April 14, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
  • Patent number: 8998078
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.
    Type: Grant
    Filed: November 5, 2013
    Date of Patent: April 7, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Patent number: 8978973
    Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.
    Type: Grant
    Filed: June 1, 2013
    Date of Patent: March 17, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Kenneth Turocy, William D. Beskitt, David A. Peters, H. Thomas Graef, Bryan Simmons, Mark Savcic, Mike P. Ryan, Eric Klein
  • Patent number: D726706
    Type: Grant
    Filed: October 13, 2014
    Date of Patent: April 14, 2015
    Assignee: Diebold Self-Service Systems a division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
  • Patent number: D727307
    Type: Grant
    Filed: October 13, 2014
    Date of Patent: April 21, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
  • Patent number: D727308
    Type: Grant
    Filed: October 14, 2014
    Date of Patent: April 21, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
  • Patent number: D730890
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: June 2, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoeller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
  • Patent number: D738366
    Type: Grant
    Filed: December 8, 2014
    Date of Patent: September 8, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoeller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
  • Patent number: D743956
    Type: Grant
    Filed: December 5, 2014
    Date of Patent: November 24, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Dave Kraft, George Niemoller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak