Patents Assigned to Digital World Access, Inc.
  • Publication number: 20050211765
    Abstract: A money management network including a money management network, a bank web site hosted by a bank, and a vendor web site hosted by a vendor. The bank web site is accessible by a bank/vendor customer. The vendor web site accessible by the bank/vendor customer. The bank web site has means for accepting authorization for a purchase transaction from the bank/vendor customer such that the authorization verifies the bank/vendor customer's identification for the vendor. In one preferred embodiment the vendor receives authorization for a purchase without the vendor receiving customer account information from the bank/vendor customer, the bank, or the money management network.
    Type: Application
    Filed: May 16, 2005
    Publication date: September 29, 2005
    Applicant: Digital World Access, Inc.
    Inventors: Nicholas Brown, Eric Saylors
  • Publication number: 20040111370
    Abstract: Using a single source money management system customers may automate their committed spending. A money management account and a discretionary fund account are established in response to a customer's request to participate in the system. A financial institution receives money on a periodic basis from a customer's predictable payment system. The money is then deposited/transferred to the money management account, retained in the money management account as required for bill payment, and/or deposited/transferred into the discretionary fund account if it is “excess.” Bills are paid on a customer determined schedule directly from the money management account using the money retained in the money management account. A loan account may also be established in response to a customer's application for a loan account. A financial institution grants a loan for a loan purchase in response to a customer's application for a loan purchase.
    Type: Application
    Filed: November 3, 2003
    Publication date: June 10, 2004
    Applicant: Digital World Access, Inc.
    Inventors: Eric Stephen Saylors, Nicholas Anthony Lindsay Brown, Maurice John Boardman