Abstract: A press, carried by a first table and having punch and die components, receives a rectangular filler sheet and forms a lateral accordian fold sheet. The accordian fold sheet is lifted from the press by transfer means and placed upon an envelope sheet overlaying a second table. Hinged panels carried by the second table fold the envelope sheet over the accordian fold sheet, forming a rigid compartmentalized panel having an opening along a longitudinal edge. The second table, with the opening upright, moves to a position under a receptacle from which granular loose fill material is entered into the compartments through the opening. Subsequently, flaps extending along the panels move to further fold the envelope sheet and close the opening.