Abstract: Disclosed herein are secure transaction systems having secure elements that are initialized and activated independent from each other. The secure element is first initialized to make the secure element turn to a state in which the secure element can be packaged, sold within retail stores, and then injected with encryption keys. The initialization process of the secure element formulates the secure element to ensure trust between the secure elements and secure element activation servers. The process of independently initializing and activating the secure elements while still addressing the security protocols allows the secure element to be packaged and sold within retail stores after initialization, and then activating the secure element at a later date and time when the secure element is ready to be used by a merchant.

Abstract: Disclosed herein are secure transaction systems having secure elements that are initialized and activated independent from each other. The secure element is first initialized to make the secure element turn to a state in which the secure element can be packaged, sold within retail stores, and then injected with encryption keys. The initialization process of the secure element formulates the secure element to ensure trust between the secure elements and secure element activation servers. The process of independently initializing and activating the secure elements while still addressing the security protocols allows the secure element to be packaged and sold within retail stores after initialization, and then activating the secure element at a later date and time when the secure element is ready to be used by a merchant.