Patents Assigned to eCardless Bancorp, Ltd.
  • Patent number: 10007940
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: May 6, 2014
    Date of Patent: June 26, 2018
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 9830602
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: May 6, 2014
    Date of Patent: November 28, 2017
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 9785942
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized global positioning satellite or other secure location information, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: October 10, 2017
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 9202206
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized global positioning satellite or other secure location information, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: May 26, 2009
    Date of Patent: December 1, 2015
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Publication number: 20150019430
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Application
    Filed: May 6, 2014
    Publication date: January 15, 2015
    Applicant: ECARDLESS BANCORP, LTD.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Publication number: 20150019429
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Application
    Filed: May 6, 2014
    Publication date: January 15, 2015
    Applicant: ECARDLESS BANCORP, LTD
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 8719116
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: September 13, 2011
    Date of Patent: May 6, 2014
    Assignee: Ecardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 8606647
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: June 16, 2009
    Date of Patent: December 10, 2013
    Assignee: Ecardless Bancorp. Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Publication number: 20120239573
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Application
    Filed: September 13, 2011
    Publication date: September 20, 2012
    Applicant: ECARDLESS BANCORP, LTD
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 8019658
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: June 16, 2009
    Date of Patent: September 13, 2011
    Assignee: Ecardless Bancorp, Ltd
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 7599862
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: January 3, 2006
    Date of Patent: October 6, 2009
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 7599863
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: January 3, 2006
    Date of Patent: October 6, 2009
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 7080048
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: September 25, 2000
    Date of Patent: July 18, 2006
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory
  • Patent number: 7006986
    Abstract: Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
    Type: Grant
    Filed: September 25, 2000
    Date of Patent: February 28, 2006
    Assignee: eCardless Bancorp, Ltd.
    Inventors: Randy D. Sines, Randy A. Gregory