Abstract: Methods and systems of facilitating at least one purchase over at least one network between at least one buyer and at least one seller are disclosed. Personal information from the at least one buyer can be stored. The personal information can be utilized to assign at least one account identifier to the at least one buyer. The at least one buyer can use the at least one account identifier to process payment over the at least one network for the at least one purchase from the at least one seller, such that the at least one seller does not obtain the personal information of the at least one buyer.

Abstract: Systems and methods for facilitating a purchase over a network. A computer of a banking institution stores personal information from a buyer. The computer uses the personal information to assign and store an account identifier and alias information for the buyer. The computer uses the buyer's alias information and a seller's existing payment process to complete a purchases such that the true identity of the buyer is not revealed to the seller.

Abstract: Systems and methods for facilitating a purchase over a network. A computer of a banking institution stores personal information from a buyer. The computer uses the personal information to assign and store an account identifier and alias information for the buyer. The computer uses the buyer's alias information and a seller's existing payment process to complete a purchases such that the true identity of the buyer is not revealed to the seller.

Abstract: A computerized system and/or method of facilitating a purchase between a buyer and a seller, comprising: a computer storing personal information from a buyer; the computer utilizing the information to assign an account identifier to the buyer, the account identifier not including the personal information of the buyer; the computer allowing the buyer to use the account identifier to process payment for a purchase from a seller, such that the seller does not obtain the personal information of the buyer; and the computer crediting the at least one buyer with at least one reward for using the at least one account identifier if the at least one buyer utilizes the at least one account identifier to make the at least one purchase.