Abstract: A system, method, and apparatus for providing promotions. The system receives a user-initiated request for a transaction and obtains, from a storage device of the system, information identifying one or more past purchases or present purchases of the user. The system determines, based on the information, a promotion to present to the user, and determines a promotional identifier associated with the promotion. The system outputs, with machine readable information, the promotional identifier to the user.

Abstract: A system for providing instant rebates to a customer at a point of sale includes a kiosk by which the customer initiates a rebate process by presenting a machine readable document having rebate information generated by a retailer's POS system. The customer may initiate an electronic funds transfer to the customer's account for amount of the rebate due, or alternately receive a printed check or a store card with a credit balance redeemable at the point of sale. The kiosk may report rebates in real time and have additional functionality to assist manufacturers and retailers for other marketing purposes.

Abstract: A system for providing instant rebates to a customer at a point of sale includes a kiosk by which the customer initiates a rebate process by presenting a machine readable document having rebate information generated by a retailer's POS system. The customer may initiate an electronic funds transfer to the customer's account for amount of the rebate due, or alternately receive a printed check or a store card with a credit balance redeemable at the point of sale. The kiosk may report rebates in real time and have additional functionality to assist manufacturers and retailers for other marketing purposes.