Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A secure payment infrastructure supporting delegate tokenization to carry out purchase transactions with a merchant website or point of sale terminal. A payer empowers a delegate to buy products from a merchant system on his behalf by provisioning the delegate with a delegate token and cryptogram. The payer's payment device hardware is bifurcated into a secure circuitry and a non-secure circuitry wherein the keys, tokens, cryptograms used in delegate tokenization, and software application controlling the delegate token-based purchase transactions are stored in the secure circuitry.

Abstract: A token based self-managed advertisement and promotion infrastructure supporting self-managed advertisements associated with pre, post and mid purchase transactions. The infrastructure stores user info that includes user profile, GPS info, purchase transaction records, payment mode and mode details for future use. The infrastructure delivers advertisements and promotions to the user, any time prior to the actual purchase (pre-purchase transaction), at the time of purchase (mid-purchase transaction) and after the purchase (post-purchase transaction). The sellers or merchants are able to filter and target individual users or a group of users to deliver ads and promotions. The users, on the contrary, are able to self-manage their ads and promotions, by choosing and picking specific sellers, merchants and the area of interest.

Abstract: A wheel based vehicle configured to travel along a roadway environment, the wheel based vehicle comprising: a first independent suspension element, a second independent suspension element, at least one electromagnetic sensing device, and processing circuitry. The first independent suspension element is configured to service a first wheel with a first suspension performance. The second independent suspension element configured to service a second wheel with a second suspension performance. The at least one electromagnetic sensing device is disposed and configured to capture image data of the roadway environment. The processing circuitry is configured to: identify, based on the captured image data and vehicle motion data, first future predictions of first drive situations to be accommodated, and second future predictions of second drive situations to be avoided; and accommodate the first future drive situations by selection of a third suspension performance for the first independent suspension element.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.

Abstract: A vehicle configured to move along a roadway that has an upcoming roadway concern located in front of a front wheel of the vehicle, the vehicle comprising: an independently adjustable suspension system; at least one capture element configured to capture image data corresponding to the upcoming roadway concern; and processing circuitry. The processing circuitry is configured to determine, based on current drive control function settings, and the captured image data and vehicle motion data: whether to automatically adjust the independently adjustable suspension system to accommodate an encounter with the upcoming roadway concern, whether to deliver for the driver an indication associated with the upcoming roadway concern, and whether to automatically modify at least one of the current drive control function settings to avoid the upcoming roadway concern.

Abstract: A vehicle configured to move along a roadway that has an upcoming roadway concern located in front of a front wheel of the vehicle, the vehicle comprising: an independently adjustable suspension system; at least one capture element configured to capture image data corresponding to the upcoming roadway concern; and processing circuitry. The processing circuitry is configured to determine, based on current drive control function settings, and the captured image data and vehicle motion data: whether to automatically adjust the independently adjustable suspension system to accommodate an encounter with the upcoming roadway concern, whether to deliver for the driver an indication associated with the upcoming roadway concern, and whether to automatically modify at least one of the current drive control function settings to avoid the upcoming roadway concern.

Abstract: A wheel based vehicle configured to travel along a roadway environment, the wheel based vehicle comprising: a first independent suspension element, a second independent suspension element, at least one electromagnetic sensing device, and processing circuitry. The first independent suspension element is configured to service a first wheel with a first suspension performance. The second independent suspension element configured to service a second wheel with a second suspension performance. The at least one electromagnetic sensing device is disposed and configured to capture image data of the roadway environment. The processing circuitry is configured to: identify, based on the captured image data and vehicle motion data, first future predictions of first drive situations to be accommodated, and second future predictions of second drive situations to be avoided; and accommodate the first future drive situations by selection of a third suspension performance for the first independent suspension element.

Abstract: A lookahead vehicle suspension system comprises a first independently adjustable suspension system associated with a front wheel; a second independently adjustable suspension system associated with a rear wheel; at least one detector configured to at least assist in delivering electrical signals relating to a front wheel roadway concern, the front wheel roadway concern relating to a roadway defect; and processing circuitry. The processing circuitry is configured to receive, in advance of the rear wheel encountering the roadway defect, both vehicle motion data and the electrical signals, and identify, based on the vehicle motion data and the electrical signals, adjustments with associated timing to be made to the second independently adjustable suspension system to accommodate the encounter of the rear wheel with the roadway defect.

Abstract: An active suspension system senses roadway defects and adjusts an active and controllable suspension system of the vehicle before tires come in contact with the defect. The active suspension system identifies a type of defect or debris, e.g., pothole, bump, object, etc., along with the size, width, depth, and/or height information of the defect to more accurately control operation of the suspension system to prepare for, or avoid contact with the roadway defects and obstacles. Imaging techniques are employed to identify the defect or debris. Operation of a serviced cruise control system is controlled to enhance passenger safety and comfort.

Abstract: A stand alone low cost writing pad includes a rechargeable battery, a low capacity memory, a low power processor, a first pair of connectors and supports audio, video and digital ink capturing functionalities. The writing pad may be detached from and re-attached to a stand alone base unit using the first pair of connectors. The base unit includes another rechargeable battery, high capacity memory, high power processor, and a second pair of connectors. The base unit receives captured audio and digital ink from the writing pad via the communication pathway and the high power processor runs voice recognition and optical character recognition software on received data to generate second data. The second data is displayed on the writing pad and/or stored in the high capacity memory for future use.

Abstract: An independent server (creative work protection server) that provides protection to the creative works of authors/artists by identifying web content in major third party host servers and other creative work content in database of the creative work protection server that contain similarities and reporting back to the authors/artists and major third party host servers. The creative works of the authors/artists may contain one or more of textual content, images, audio and video content. The creative work protection server has components that identify similarities to the works of the authors/artists (the creative works) and provide protection by assisting major third party host servers to delete the content, upon detection of similarities. The service to the authors/artists of the creative works is provided upon service charge basis. The creative work protection server provides provisions for registration, logging in, billing and to receive periodic results via email or webpage interface.

Abstract: A third-party servers communicatively coupled to a search engine server gather vectors to web content and delivers a report to registered creative work owners by identifying vectors to web content that contain similarities to their copyrighted creative works. The search engine server identifies similarities to the works of the registered owners of the creative works and provides protection by reporting to the registered owners as well as host third party servers, in case of textual, image, audio and video creative works. This service is an added value based service of the search engine server to the registered owners of the creative works upon service charge basis. The search engine server also provides additional services that include reporting to the host third party servers that contain web content having similarities to that of creative works of registered owners and assisting the third-party servers to delete the content upon consideration.

Abstract: An active suspension system senses roadway defects and adjusts an active and controllable suspension system of the vehicle before tires come in contact with the defect. The active suspension system identifies a type of defect or debris, e.g., pothole, bump, object, etc., along with the size, width, depth, and/or height information of the defect to more accurately control operation of the suspension system to prepare for, or avoid contact with the roadway defects and obstacles. Imaging techniques are employed to identify the defect or debris. Operation of a serviced cruise control system is controlled to enhance passenger safety and comfort.

Abstract: A search engine server supports crawling of third party servers communicatively coupled to the search engine server to gather vectors to web content, wherein the search engine server delivers a report to registered creative work owners by identifying vectors to web content that contain similarities to their works and by providing protection to the copyrighted creative works. The search engine server has components that identify similarities to the works of the registered owners of the creative works and provide protection by reporting to the registered owners as well as host third party servers, in case of textual, image, audio and video creative works. This service is an added value based service of the search engine server to the registered owners of the creative works upon service charge basis.