Abstract: The system provides a two device solution for transaction processing, a merchant facing device (MFD) and a cardholder (customer) facing device CFD. What this means is that one device always faces the checkout representative of the merchant (the merchant facing device) and the other faces the consumer (the cardholder facing device). The CFD includes a payment/card reader (such as a swipe style reader, a near field communication (NFC) or RFID reader, or some other contactless means) and a numeric key pad (i.e. PIN pad) where the consumer can, when required, allow the card to be read (e.g. by swipe, insert, or wave the card) and enter an authorization PIN (personal identification number).
Type:
Grant
Filed:
September 9, 2013
Date of Patent:
September 1, 2015
Assignee:
EQUINOX PAYMENTS, LLC.
Inventors:
Chris Dismukes, Norman Castner, T K Cheung, Will Rossiter
Abstract: The system provides a two device solution for transaction processing, a merchant facing device (MFD) and a cardholder (customer) facing device CFD. What this means is that one device always faces the checkout representative of the merchant (the merchant facing device) and the other faces the consumer (the cardholder facing device). The CFD includes a payment/card reader (such as a swipe style reader, a near field communication (NFC) or RFID reader, or some other contactless means) and a numeric key pad (i.e. PIN pad) where the consumer can, when required, allow the card to be read (e.g. by swipe, insert, or wave the card) and enter an authorization PIN (personal identification number).
Type:
Application
Filed:
September 9, 2013
Publication date:
March 13, 2014
Applicant:
Equinox Payments, LLC
Inventors:
Chris Dismukes, Norman Castner, TK Cheung, Will Rossiter