Patents Assigned to Esurance Insurance Services, Inc.
  • Patent number: 11763388
    Abstract: A system, a method, and a computer program product for providing a recreation of an event are disclosed. A plurality of data is received from a plurality of sources of information. The plurality of data describes an event. Each data in the plurality of data has a different format. Each data in the plurality of data is converted into a predetermined format. The converted received plurality of data is combined. Based on the combined converted received data, a report describing a recreation of the event is generated. The generated report is transmitted for display on at least one user interface.
    Type: Grant
    Filed: June 26, 2020
    Date of Patent: September 19, 2023
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Melissa Ann O'Kane
  • Patent number: 11625641
    Abstract: A method for determining the performance metric of a function may include interpolating the performance metric of the function relative to a known performance metric of a reference function. The performance metric of the function may be interpolated based on a first difference in a performance of the function measured by applying a first machine learning model and a performance of the function measured by applying a second machine learning model. The performance metric of the function may be further interpolated based on a second difference in a performance of the reference function measured by applying the first machine learning model and a performance of the reference function measured by applying the second machine learning model. The function may be deployed to a production system if the performance metric of the function exceeds a threshold value. Related systems and articles of manufacture, including computer program products, are also provided.
    Type: Grant
    Filed: December 28, 2018
    Date of Patent: April 11, 2023
    Assignee: ESURANCE INSURANCE SERVICES, INC.
    Inventor: Cheryl Roberts
  • Patent number: 11526946
    Abstract: A method, system and computer-readable medium are provided for facilitating a virtual inspection of an insurable area, the method including the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, receiving a set of image items from the mobile device in response to the instructions and providing an insurance decision for the insurable area based on the received set of image items.
    Type: Grant
    Filed: June 6, 2019
    Date of Patent: December 13, 2022
    Assignee: ESURANCE INSURANCE SERVICES, INC.
    Inventor: Stephen Nicholas Lekas
  • Patent number: 11361379
    Abstract: Various aspects of the subject technology relate to transmitting driving data for a user to an insurance platform. A system may include one or more sensors configured to receive sensor data. Driving data for the user may be generated based on the sensor data and transmitted to an insurance platform for assessment of an insurance product.
    Type: Grant
    Filed: May 12, 2014
    Date of Patent: June 14, 2022
    Assignee: ESURANCE INSURANCE SERVICES, INC.
    Inventor: Philip Rodoni
  • Patent number: 11263697
    Abstract: Various aspects of the subject technology relate to systems, methods, and machine-readable media for investigating an insurance claim. A system may be configured to perform operations including establishing a video conferencing session with a mobile device associated with an insurance product and providing a user interface configured to provide a claims adjuster with remote control of a set of functions on the mobile device associated with the insurance product during the video conferencing session. The operations further include receiving, via the user interface, instructions for requesting the mobile device to perform at least one function in the set of functions on the mobile device and transmitting, to the mobile device, a request to perform the at least one function on the mobile device.
    Type: Grant
    Filed: July 1, 2016
    Date of Patent: March 1, 2022
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Joseph S. Laurentino, Philip Rodoni
  • Patent number: 10810675
    Abstract: Performance parameters of a vehicle can be measured by an on-board performance parameter measuring device. The performance parameters can be measured while the vehicle is being used. The measured performance parameters of the vehicle can be transmitted to a computing device. The computing device can be configured to generate a user cost that reflects a cost for insuring the vehicle based on the measured performance parameters of the vehicle. A graphical user interface can be generated by the computing device for presentation to a user via a display device, that graphical user interface can include the user cost. An alternative transportation route for the journey and an alternative transportation cost for the journey can be determined and presented to the user through the graphical user interface.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: October 20, 2020
    Assignee: Esurance Insurance Services, Inc.
    Inventors: John Andrew Erickson, Eric Anthony Madia
  • Patent number: 10740846
    Abstract: A system, a method, and a computer program product for providing a recreation of an event are disclosed. A plurality of data is received from a plurality of sources of information. The plurality of data describes an event. Each data in the plurality of data has a different format. Each data in the plurality of data is converted into a predetermined format. The converted received plurality of data is combined. Based on the combined converted received data, a report describing a recreation of the event is generated. The generated report is transmitted for display on at least one user interface.
    Type: Grant
    Filed: December 28, 2015
    Date of Patent: August 11, 2020
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Melissa Ann O'Kane
  • Patent number: 10657490
    Abstract: A method, system and computer-readable medium are provided for generating and maintaining a catalogue of belongings for a user. The method includes the steps of receiving image data from a user, the image data containing images of one or more items of belonging; identifying one or more items from the image data, determining information regarding the identified one or more items, and adding at least one of the identified one or more items and information regarding the at least one of the identified one or more items to a catalogue of belonging for the user.
    Type: Grant
    Filed: November 29, 2017
    Date of Patent: May 19, 2020
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Stephen Nicholas Lekas
  • Patent number: 10529026
    Abstract: A method, system and computer-readable medium are provided for performing a property inspection using aerial images, the method including the steps of receiving an indication of a request from a user to receive a quote regarding a property, identifying the property, retrieving one or more aerial images associated with the property, extracting information regarding the property from the one or more aerial images and providing an insurance decision for the property to the user according to the extracted information from the one or more aerial images in response to the request from the user.
    Type: Grant
    Filed: July 14, 2014
    Date of Patent: January 7, 2020
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Stephen Nicholas Lekas
  • Patent number: 10360634
    Abstract: A method, system and computer-readable medium are provided for facilitating a virtual inspection of an insurable area, the method including the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, receiving a set of image items from the mobile device in response to the instructions and providing an insurance decision for the insurable area based on the received set of image items.
    Type: Grant
    Filed: July 14, 2014
    Date of Patent: July 23, 2019
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Stephen Nicholas Lekas
  • Patent number: 9886722
    Abstract: A method of purchasing and selling insurance includes transmitting property information, having the property information analyzed, modifying at least one quotation calculation underwriting rule based on the analysis of the information, creating an insurance pricing model based on the modified underwriting rule, transmitting and receiving the insurance quote, and purchasing insurance via computer. A method for modifying insurance coverage including transmitting property information and existing policy information to a first insurance provider, generating a document directed to a second insurance provider authorizing cancellation of the existing insurance policy and directing the second insurance provider to remit a refund payment.
    Type: Grant
    Filed: November 27, 2000
    Date of Patent: February 6, 2018
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Huyen K. Bui, Jeffrey Lewis Goodman, Bennet Harvey, Donald Holm, Hans S. Johansen, Moncef Klouche, Alex Lerner, Patrick Traichal, David Zona
  • Patent number: 9842310
    Abstract: A method, system and computer-readable medium are provided for generating and maintaining a catalog of belongings for a user. The method includes the steps of receiving image data from a user, the image data containing images of one or more items of belonging; identifying one or more items from the image data, determining information regarding the identified one or more items, and adding at least one of the identified one or more items and information regarding the at least one of the identified one or more items to a catalog of belonging for the user.
    Type: Grant
    Filed: July 14, 2014
    Date of Patent: December 12, 2017
    Assignee: Esurance Insurance Services, Inc.
    Inventor: Stephen Nicholas Lekas
  • Patent number: 9407874
    Abstract: Various aspects of the subject technology relate to systems, methods, and machine-readable media for investigating an insurance claim. A system may be configured to perform operations including establishing a video conferencing session with a mobile device associated with an insurance product and providing a user interface configured to provide a claims adjuster with remote control of a set of functions on the mobile device associated with the insurance product during the video conferencing session. The operations further include receiving, via the user interface, instructions for requesting the mobile device to perform at least one function in the set of functions on the mobile device and transmitting, to the mobile device, a request to perform the at least one function on the mobile device.
    Type: Grant
    Filed: January 17, 2014
    Date of Patent: August 2, 2016
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Joseph S. Laurentino, Philip Rodoni
  • Publication number: 20150206248
    Abstract: Methods for identifying insurance product offerings from different insurers to present to a user are provided. In one aspect, a method includes receiving user information for a user seeking an insurance product offering, and identifying, based on the user information, at least one insurance product offering from at least one of the plurality of insurers to provide for display in a prioritized insurance policy presentation. The method also includes providing the identification of the at least one insurance product offering from the at least one of the plurality of insurers for display in the prioritized insurance policy presentation. Systems and machine-readable media are also provided.
    Type: Application
    Filed: January 22, 2014
    Publication date: July 23, 2015
    Applicant: Esurance Insurance Services, Inc.
    Inventors: Tolithia Gay KORNWEIBEL, Darren Albert Howard, Ryan Daniel Hartman, John Christian Swigart
  • Publication number: 20150112732
    Abstract: Various aspects of the subject technology relate to a system configured to store preferences in a file that is accessible to other applications on a computing device. The preferences stored in the file may include application use preferences that specify an application to be launched and the conditions in which the application is to be launched. The system further includes features for protecting the preferences in the file from modification by unauthorized parties or applications.
    Type: Application
    Filed: October 22, 2013
    Publication date: April 23, 2015
    Applicant: Esurance Insurance Services, Inc.
    Inventors: Ritu TRAKRU, Tolithia Gay KORNWEIBEL, Aditi Paluskar
  • Publication number: 20140320590
    Abstract: Various aspects of the subject technology relate to systems, methods, and machine-readable media for investigating an insurance claim. A system may be configured to perform operations including establishing a video conferencing session with a mobile device associated with an insurance product and providing a user interface configured to provide a claims adjuster with remote control of a set of functions on the mobile device associated with the insurance product during the video conferencing session. The operations further include receiving, via the user interface, instructions for requesting the mobile device to perform at least one function in the set of functions on the mobile device and transmitting, to the mobile device, a request to perform the at least one function on the mobile device.
    Type: Application
    Filed: January 17, 2014
    Publication date: October 30, 2014
    Applicant: Esurance Insurance Services, Inc.
    Inventors: Joseph S. Laurentino, Philip Rodoni
  • Patent number: 8583320
    Abstract: A computer readable storage medium includes executable instructions to receive from a mobile device a request regarding a stranded vehicle. The request is processed to determine the location of the stranded vehicle. Additional information regarding the stranded vehicle may be retrieved. The location of the stranded vehicle and the additional information may be communicated as a dispatch request. The location of the stranded vehicle relative to a dispatched vehicle is delivered to the mobile device.
    Type: Grant
    Filed: June 26, 2009
    Date of Patent: November 12, 2013
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Frederick Miles Harris, Deepak Kumar Srinivasan, Philip James Swift, Paul David Sykes
  • Patent number: D849028
    Type: Grant
    Filed: January 14, 2016
    Date of Patent: May 21, 2019
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Peter Olof Peterson, IV, Ram Gabriel Lukas, Maureen Kelly, Edgar Jesus Gutierrez Vega
  • Patent number: RE48359
    Abstract: A computer readable storage medium includes executable instructions to receive from a mobile device a request regarding a stranded vehicle. The request is processed to determine the location of the stranded vehicle. Additional information regarding the stranded vehicle may be retrieved. The location of the stranded vehicle and the additional information may be communicated as a dispatch request. The location of the stranded vehicle relative to a dispatched vehicle is delivered to the mobile device.
    Type: Grant
    Filed: November 12, 2015
    Date of Patent: December 15, 2020
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Frederick Miles Harris, Deepak Kumar Srinivasan, Philip James Swift, Paul David Sykes
  • Patent number: D911366
    Type: Grant
    Filed: March 20, 2019
    Date of Patent: February 23, 2021
    Assignee: Esurance Insurance Services, Inc.
    Inventors: Peter Olof Peterson, IV, Ram Gabriel Lukas, Maureen Kelly, Edgar Jesus Gutierrez Vega