Patents Assigned to Everi Payments, Inc.
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Patent number: 11948429Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Controls may be utilized which control access to the credit. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for players at low risk to the casino or other lender.Type: GrantFiled: October 17, 2023Date of Patent: April 2, 2024Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 11948135Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.Type: GrantFiled: May 11, 2023Date of Patent: April 2, 2024Assignee: Everi Payments Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11922764Abstract: Relative to a gaming system, a jackpot or game win processing device and server are configured to receive acknowledgement from a player regarding a gaming win award, such as input to the game win processing device of a signature by the player to gaming win forms. In response, the server is configured to generate at least one gaming win reporting form, such as a W2G, to store that form and provide access to the form, such as by emailing the form to the player or allowing the player to access the form via a portal.Type: GrantFiled: December 7, 2022Date of Patent: March 5, 2024Assignee: Everi Payments Inc.Inventors: Adam Fong, Michael Elston
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Patent number: 11900345Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.Type: GrantFiled: February 8, 2023Date of Patent: February 13, 2024Assignee: Everi Payments Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11893859Abstract: Methods and systems for processing jackpots, including providing jackpot-related forms such as tax forms to jackpot winners, suspending jackpot processing, integrating jackpot processing with other features such as loyalty and financial/wallet features and systems, replenishing jackpot payment pouches, and processing of player tips, such as from jackpot funds, are provided.Type: GrantFiled: April 19, 2022Date of Patent: February 6, 2024Assignee: Everi Payments Inc.Inventors: Adam Fong, Justin Nelson, Ryan May
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Patent number: 11869308Abstract: A casino cage cashout system includes integrated chip validation and transaction record generation. The system includes an interface to a chip reader. An output of the chip reader is used to generate chip information, including chip value, such as for causing an automated cash dispenser to dispense cash in an amount equal to the value of the chips being redeemed. The cage cashout system is also integrated with an anti-money laundering (AML) system, wherein the cage cashout system automatically generates a transaction report which include information regarding the chip cashout and transmits that report to the AML system.Type: GrantFiled: October 22, 2022Date of Patent: January 9, 2024Assignee: Everi Payments Inc.Inventors: Adam Fong, Suresh Narayanan, Marcie Arai
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Patent number: 11804102Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: December 28, 2022Date of Patent: October 31, 2023Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 11776357Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.Type: GrantFiled: September 7, 2021Date of Patent: October 3, 2023Assignee: Everi Payments Inc.Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
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Patent number: 11741787Abstract: In accordance with a method and system for facilitating redemption of monetary value gaming tickets, such as issued by a gaming device upon cash-out, a ticket is presented, such as to a redemption kiosk. If the ticket is validated and has a monetary value which includes a fractional currency value, then the player is presented a wagering game based upon a wager comprising at least the fractional currency value of the ticket or is provided entries into a game or promotional event, wherein winnings may be paid in a whole value as part of the ticket redemption or as separate prizes, whereby dispensing of fractional value, such as coins, may be avoided.Type: GrantFiled: January 18, 2022Date of Patent: August 29, 2023Assignee: Everi Payments Inc.Inventors: Jim McHugh, William Ramsour, Travis Bussey, Timothy Richards, Michael Aughney, Adam Fong
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Patent number: 11735003Abstract: A system and method are provided for redeeming cashless gaming tickets having associated monetary value, such as issued at a cash-out from a gaming machine in a casino. When the customer wishes to redeem the ticket, the ticket is introduced to a multi-function ATM. The ATM then electronically communicates with a ticket redemption system to validate the ticket. The customer may transfer the monetary value associated with the ticket to an account associated with a presented bank card, wherein the ATM transmits a request for transfer to a financial server which transmits a request to a financial network for crediting of the monetary value (such as less a transaction fee) to the customer's bank card account.Type: GrantFiled: December 7, 2021Date of Patent: August 22, 2023Assignee: Everi Payments Inc.Inventors: Victor Newsom, Richard Beer, Craig Potts
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Patent number: 11669818Abstract: Casino monetary systems and methods of processing casino monetary transactions are configured to read or scan an ID of a customer associated with a monetary value transaction, to transmit that ID information to a remote authentication vendor for authentication, to then use that authentication information as part of a transaction approval process and to create a transaction record, such as relative to an anti-money laundering (AML) system.Type: GrantFiled: August 13, 2021Date of Patent: June 6, 2023Assignee: Everi Payments Inc.Inventors: Adam Fong, Suresh Narayanan, Marc Gurney, Vinothkumar Subramanian
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Patent number: 11657375Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM transaction and the second transaction type might be a signature based transaction.Type: GrantFiled: June 16, 2021Date of Patent: May 23, 2023Assignee: Everi Payments Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11657376Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM transaction and the second transaction type might be a signature based transaction.Type: GrantFiled: November 18, 2021Date of Patent: May 23, 2023Assignee: Everi Payments, Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11587052Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card via a terminal. A user is provided a list of transaction types, such as PIN-based, signature-based, etc., and a requested transaction is processed via a first selected transaction type. If the transaction is unsuccessful, the terminal automatically presents a list of remaining available transaction types from which the user may select and the transaction is processed by the next selected transaction type. If the transaction is successful, funds are provided to the user, such as in the form of currency/coins or funds transfer.Type: GrantFiled: January 14, 2021Date of Patent: February 21, 2023Assignee: Everi Payments, Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11580510Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.Type: GrantFiled: January 20, 2021Date of Patent: February 14, 2023Assignee: Everi Payments, Inc.Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
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Patent number: 11557173Abstract: Apparatus and methods are provided for facilitating the funding of gaming and preferably the purchase of gaming vouchers with commercial bank cards and/or with casino and/or new credit accounts and/or the prompting of opening of a new credit account, including an automated kiosk located on a gaming floor proximate to gaming machines but separate from particular gaming machines, including reading and printing equipment in communication with a voucher host; also including a prompt to open new a gaming oriented line of credit in response to a refusal of an EFT transaction, including a preferred gaming oriented credit card account and card having cash advance limits commensurate with credit limits for gaming oriented transaction, the approval of the account preferably based on EFT gaming transaction history.Type: GrantFiled: January 20, 2021Date of Patent: January 17, 2023Assignee: Everi Payments, Inc.Inventors: Kirk Edward Sanford, Thomas Michael Sears, Robert Vincent Connelly, Jr.
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Patent number: 11544997Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: January 25, 2021Date of Patent: January 3, 2023Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 11527132Abstract: Relative to a gaming system, a jackpot or game win processing device and server are configured to receive acknowledgement from a player regarding a gaming win award, such as input to the game win processing device of a signature by the player to gaming win forms. In response, the server is configured to generate at least one gaming win reporting form, such as a W2G, to generate a security code from at least two elements of personal information regarding the player, such as obtained from a casino player tracking server, to then secure the at the least one reporting form and then email the secure form to the player.Type: GrantFiled: June 4, 2021Date of Patent: December 13, 2022Assignee: Everi Payments Inc.Inventors: Adam Fong, Michael Elston
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Patent number: 11488445Abstract: A casino cage cashout system includes integrated chip validation and transaction record generation. The system includes an interface to a chip reader. An output of the chip reader is used to generate chip information, including chip value, such as for causing an automated cash dispenser to dispense cash in an amount equal to the value of the chips being redeemed. The cage cashout system is also integrated with an anti-money laundering (AML) system, wherein the cage cashout system automatically generates a transaction report which include information regarding the chip cashout and transmits that report to the AML system.Type: GrantFiled: September 27, 2019Date of Patent: November 1, 2022Assignee: Everi Payments Inc.Inventors: Adam Fong, Suresh Narayanan, Marcie Arai
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Patent number: D956036Type: GrantFiled: June 25, 2021Date of Patent: June 28, 2022Assignee: Everi Payments Inc.Inventors: Michael Aughney, Jessica Barreto, Francisco Perez, Robert Khan, Thomas Quick