Patents Assigned to Every Penny Counts, Inc.
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Publication number: 20090260767Abstract: A method of monitoring and controlling one or more types of hydrophobic contaminants in a papermaking process is disclosed. The methodology utilizes the measurement of hydrophobic dyes, which are capable of fluorescing and interacting with the hydrophobic contaminants. In addition, a method of determining the relative size of the hydrophobic contaminants is disclosed as well.Type: ApplicationFiled: March 17, 2009Publication date: October 22, 2009Applicant: EVERY PENNY COUNTS, INC.Inventors: Alessandra Gerli, Laura M. Sherman, Michael J. Murcia
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Publication number: 20090177564Abstract: A system and method that involves a merchant, a merchandise cardholder, and a beneficiary that allows a customer to select one or more beneficiaries that are to own any unused proxy sale merchandise, associating the one or more default beneficiaries with the customer merchandise account, wherein the one or more default beneficiaries differs from the customer, the customer merchandise account having a remaining balance of merchandise owned by the customer and automatically converting an amount of the customer owned proxy sold merchandise based on a conversion date, to ownership by the beneficiary; and transferring ownership of the proxy sold merchandise to the selected one or more beneficiaries.Type: ApplicationFiled: March 17, 2009Publication date: July 9, 2009Applicant: EVERY PENNY COUNTS, INC.Inventor: BERTRAM V. BURKE
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Publication number: 20090150284Abstract: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account or the account itself with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.Type: ApplicationFiled: February 13, 2009Publication date: June 11, 2009Applicant: EVERY PENNY COUNTS, INC.Inventor: BERTRAM V. BURKE
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Patent number: 7502758Abstract: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments, in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.Type: GrantFiled: September 12, 2001Date of Patent: March 10, 2009Assignee: Every Penny Counts, Inc.Inventor: Bertram V. Burke
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Patent number: 6876971Abstract: An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed by a central clearinghouse. The system includes a network composed of consumers/payors with identification cards, neutral merchants who enter data and funds into remote POS terminals, central clearinghouse that offers/process accounts, and service providers for participating consumer/account holders, i.e. nonprofit giving, travel, mutual funds, savings, ets. The network provides consumers with a seamless, convenient, and painless way to save/donate every time they spend at multiple POS counter locations.Type: GrantFiled: July 5, 2000Date of Patent: April 5, 2005Assignee: Every Penny Counts, Inc.Inventor: Bertram V. Burke
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Patent number: 6112191Abstract: An improved system for consumer payors to save and donate whenever they use cash at a point of sale terminal, write a check, use an ATM machine, or use a credit or debit card. The POS system is a network composed of subscriber/payors, neutral merchant/collectors, a central clearinghouse, and provider accounts. The Rounder system is a network composed of subscriber/payors, payees, account managers, and provider services. The systems together provide subscriber/payors with a seamless way to save/donate every time they spend.Type: GrantFiled: April 27, 1995Date of Patent: August 29, 2000Assignee: Every Penny Counts, Inc.Inventor: Bertram V. Burke
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Patent number: 6088682Abstract: An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed by a central clearinghouse. The system includes a network composed of consumer/payors with identification cards, neutral merchants who enter data and funds into remote POS terminals, central clearinghouse that offers/process accounts, and service providers for participating consumer/account holders, i.e. nonprofit giving, travel, mutual funds, savings, etc. The network provides consumers with a seamless, convenient, and painless way to save/donate every time they spend at multiple POS counter locations.Type: GrantFiled: April 15, 1997Date of Patent: July 11, 2000Assignee: Every Penny Counts, Inc.Inventor: Bertram V. Burke
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Patent number: 5621640Abstract: An automatic donation system for a sales establishment includes an entry arrangement for entering the price of a product into a cash register and for entering the amount of cash being paid and a calculator for determining the excess cash payment. A card reader keypad receives a card number for accessing data including charity accounts concerning the card, and a computer apportions at least a part of the excess cash payment among said accounts, and then prints out the amounts entered.Type: GrantFiled: December 5, 1994Date of Patent: April 15, 1997Assignee: Every Penny Counts, Inc.Inventor: Bertram V. Burke