Patents Assigned to Experian Technology Ltd.
  • Patent number: 10417704
    Abstract: In an embodiment, a computer system performs a method of modifying a decision algorithm, such as an algorithm for assigning credit limits or other credit terms, via a graphical user interface. The system displays a graphical representation of a decision tree comprising a plurality of decision nodes. The decision nodes are associated with respective conditions, and at least a portion of the decision nodes are associated with an outcome to be assigned to an individual matching the associated respective conditions in accordance with the decision tree. The system receives a selection of a decision node and selects a parameter to be used to construct subnodes of the selected decision node, and constructs the subnodes. The system calculates an outcome for each subnode, and it updates the graphical representation of the decision tree to include the plurality of subnodes.
    Type: Grant
    Filed: January 5, 2015
    Date of Patent: September 17, 2019
    Assignee: Experian Technology Ltd.
    Inventors: Paul A. Searson, Maria M. Hastings
  • Patent number: 8930262
    Abstract: In an embodiment, a computer system performs a method of modifying a decision algorithm, such as an algorithm for assigning credit limits or other credit terms, via a graphical user interface. The system displays a graphical representation of a decision tree comprising a plurality of decision nodes. The decision nodes are associated with respective conditions, and at least a portion of the decision nodes are associated with an outcome to be assigned to an individual matching the associated respective conditions in accordance with the decision tree. The system receives a selection of a decision node and selects a parameter to be used to construct subnodes of the selected decision node, and constructs the subnodes. The system calculates an outcome for each subnode, and it updates the graphical representation of the decision tree to include the plurality of subnodes.
    Type: Grant
    Filed: November 1, 2011
    Date of Patent: January 6, 2015
    Assignee: Experian Technology Ltd.
    Inventors: Paul A. Searson, Maria M. Hastings