Abstract: A method for authenticating a communication channel between a client and server has been disclosed. The method employs a mutual authentication payload (MAP) protocol that enables mutual authentication between a client and server system in a convenient user-friendly manner while providing seamless and automated portability to the clients. In the process of mutual authentication, the client verifies that the server entity is indeed the intended entity and is trusted. Likewise, the server verifies if the client entity initiating the exchange is indeed the intended entity and is trusted. Accordingly, this verification process involves multi-factor authentication factors contained within the MAP protocol.

Abstract: A method for authenticating a communication channel between a client and server has been disclosed. The method employs a mutual authentication payload (MAP) protocol that enables mutual authentication between a client and server system in a convenient user-friendly manner while providing seamless and automated portability to the clients, In the process of mutual authentication, the client verifies that the server entity is indeed the intended entity and is trusted. Likewise, the server verifies if the client entity initiating the exchange is indeed the intended entity and is trusted. Accordingly, this verification process involves multi-factor authentication factors contained within the MAP protocol.