Abstract: A transaction management system enabling a user to perform a transaction using a neutral card at a point-of-sale unit in communication with a central server via a system network is provided. The system includes a terminal application at the point-of-sale unit and a data storage module connected to the central server, having a user profile corresponding to the neutral card. The user profile is linked to a plurality of transaction accounts and defines one or more specification for each transaction account linked thereto, each specification being associated to a weight. The system further including a server application at the central server for associating the card information to the corresponding user profile, generating one or more transaction scenario based on the transaction data and the weight of each specification of each transaction account linked to the user profile, and transmitting the transaction scenario(s) to the point-of-sale unit.

Abstract: The present invention relates to the field of electronic transactions and more particularly concerns a dynamic configurable transaction system capable of dynamically configuring a transaction terminal and dynamically processing a transactional operation, as well as to a method associated thereto. There is provided a dynamic configurable transaction system enabling a user to complete a transactional operation through a central server. The system comprises a transaction terminal in communication with the central server via a system network and a server application at the central server.